145 Garnett Rd, Joppa, MD 21085 Property Records

Harford County property record for 145 Garnett Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,108 sqft · built 2005
Lot Size	0.179 acres (7,784 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2020)
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-313150`

Property Details

APN / Parcel Number

Primary APN	`01-313150`
Alternative APNs	`1313150` `313150`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,108 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,784 sqft (0.179 acres)
Garage Type	Built-in
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	313150
Street Address	145 GARNETT RD
City	JOPPA
State	MD
Zip	21085-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 9 7784 SF 145 GARNETT ROAD GARNETT GARTH PT 94/52
Legal Subdivision	GARNETT GARTH
Legal Lot Number	9
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3009
Census Tract	301401

Owner

Source: Harford County assessment roll, APN 01-313150, as of August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 GARNETT RD, JOPPA, MD 21085-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Prior Sale	Dec 01, 2004 · Amount on Record
Deed Book / Page	14182 / 55
Prior Transfer Date	Sep 28, 2004
Prior Transfer Doc	0058260099
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 14, 2020
Property Address	145 GARNETT RD, JOPPA, MD 21085-4601
Document Number	0141820055
Book / Page	14182 / 55
Map Reference	MB CGH 94 FO 52
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	POWERHOUSE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 GARNETT RD, JOPPA, MD 21085-4601

Mortgage

Document Number	0001418263
Date	Oct 14, 2020
Instrument	14182/63

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll as of August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$444,067 (+6.48%)	$471,100 (-) Land $90,100 Building $381,000
2025	$4,250.00 (+10.02%)	$417,033 (+12.04%)	$471,100 (+20.79%) Land $90,100 Building $381,000
2023		$372,233	$390,000 Land $90,100 Building $299,900
2022	$3,863.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), as of October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1978–2014)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 327 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0120016, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.