145 Garmatter St, Bluffton, OH 45817 Property Records

Allen County property record for 145 Garmatter St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,093 sqft · built 1957
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Apr 2019)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0107-02-019.000`

Property Details

APN / Parcel Number

Primary APN	`28-0107-02-019.000`
Alternative APN	`A0228010702019000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,093 sqft Living Area
Gross Area	1,413 sqft
1st Floor Area	1,093 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,112 sqft (0.301 acres)
Lot Dimensions	131 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	51 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	145 GARMATTER ST
City	BLUFFTON
State	OH
Zip	45817-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GARMATTERS ADDITION NO 1 LOTS 799 & 800 FF 100.00
Legal Subdivision	GARMATTERS ADDITION
Legal Lot Number	799
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2021
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	145 GARMATTER ST, BLUFFTON, OH 45817-1126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PANDORA
Nov 15, 2019	Deed of Trust, Mortgage FIRST NAT'L BK/PANDORA
Apr 1, 2019	Warranty Deed, Transfer · Line of Credit FIRST NAT'L BK/PANDORA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Jun 25, 2009 · Amount on Record
Deed Document Number	20192807
Deed Book / Page	2019 / 2807
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	145 GARMATTER ST, BLUFFTON, OH 45817-1126
Document Number	0000015267
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 GARMATTER ST BLUFFTON OH 458171126, BLUFFTON, OH 45817-1126

Mortgage

Document Number	0000015267
Date	Dec 10, 2020
Instrument	15267

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2035

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	145 GARMATTER ST, BLUFFTON, OH 45817-1126
Document Number	0000012368
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 GARMATTER ST BOURNEVILLE OH 45617, BOURNEVILLE, OH 45617

Mortgage

Document Number	0000012368
Date	Nov 20, 2019
Instrument	12368

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 1, 2019
Property Address	145 GARMATTER ST, BLUFFTON, OH 45817-1126
Document Number	0000002807
Instrument Date	Mar 28, 2019
Instrument	2807
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 GARMATTER ST BLUFFTON OH 458171126, BLUFFTON, OH 45817-1126

Mortgage

Document Number	2808
Date	Apr 1, 2019
Instrument	2808

Lender

Name	FIRST NAT'L BK/PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,745.00 (-0.06%)	$52,890 (-) Land $13,230 Building $39,660	$151,100 (-) Land $37,800 Building $113,300
2024	$1,746.00 (+25.97%) Homeowner's exemption	$52,890 (+36%) Land $13,230 Building $39,660	$151,100 (+36%) Land $37,800 Building $113,300
2023	$1,386.00 (-0.93%) Homeowner's exemption	$38,890 (-) Land $9,730 Building $29,160
2022	$1,399.00 Homeowner's exemption	$38,890 Land $9,730 Building $29,160
2021			$111,100 Land $27,800 Building $83,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Buckeye Wireless.

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