145 Frames Branch Rd, Clay City, KY 40312 Property Records

Powell County property record for 145 Frames Branch Rd, Clay City, KY 40312

Property Summary

Property Type	Single Family Home
Details	1,392 sqft
Lot Size	3.12 acres (135,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (May 2020)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-00-00-016.07`

Property Details

APN / Parcel Number

Primary APN	`016-00-00-016.07`
Alternative APNs	`25469400` `25469447` `107790`

Interior

Building Area	1,392 sqft Living Area

Exterior

Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)

Location & Zoning

Account Number	107790
Street Address	145 FRAMES BRANCH RD
City	CLAY CITY
State	KY
Zip	40312-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.12 ACRES & HOUSE
Jurisdiction	POWELL KY
Township / Civil Division	CLAY CITY
Census Block Group	2
Census Block	2038
Census Tract	970202

Owner

Source: Powell County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SUPPLIERS INC
Jun 20, 2017	Deed, Transfer
May 8, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Jun 20, 2017 · Amount on Record
Deed Document Number	2020257460
Deed Book / Page	202 / 145
Prior Transfer Date	Jan 10, 2012
Prior Transfer Doc	000178/103
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POWELL KY
Property Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG260/585
Date	Jul 12, 2017
Book Page	MTG 260/585
Instrument	164398

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POWELL KY
Recording Date	May 11, 2020
Property Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690
Document Number	DEED202/145
Book / Page	DEED 202 / 145
Instrument Date	May 1, 2020
Instrument	257460
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	TITLE SUPPLIERS LLC, TITLE SUPPLIERS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 MOUNT TABOR RD, 25, HARTSELLE, AL 35640-4708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690

Mortgage

Document Number	257461
Date	May 11, 2020
Instrument	257461

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	POWELL KY
Recording Date	Jun 20, 2017
Property Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690
Document Number	DEED134/799
Book / Page	DEED 134 / 799
Map Reference	MB192 PG614
Instrument Date	Jun 16, 2017
Instrument	164397
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5515 CAMPTON RD, 5515, STANTON, KY 40380-9784

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	POWELL KY
Recording Date	May 8, 2017
Property Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690
Document Number	DEED192/396
Book / Page	DEED 192 / 396
Instrument Date	May 5, 2017
Instrument	164001
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 FRAMES BRANCH RD, 65, CLAY CITY, KY 40312-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 FRAMES BRANCH RD, CLAY CITY, KY 40312-9690

Tax Assessment & Valuation

Source: Powell County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Powell County
Unified School District	Powell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (-1.76%)	$168,000 (-)	$168,000 (-)
2023	$1,535.00	$168,000	$168,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POWELL VALLEY WATER DISTRICT serves 7,128 people · EPA ID KY0990357
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Frames Branch Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures