145 Founders Dr, Flat Rock, NC 28731 Property Records

Henderson County property record for 145 Founders Dr, Flat Rock, NC 28731

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,149 sqft · built 2023
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,864 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9566511774`

Property Details

APN / Parcel Number

Primary APN	`9566511774`
Alternative APNs	`00956651177455` `9974111`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,149 sqft Heated Area
1st Floor Area	4,002 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	76,230 sqft (1.75 acres)
Garage Area	687 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9974111
Street Address	145 FOUNDERS DR
City	FLAT ROCK
State	NC
Zip	28731-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9974111~R-
Legal Description	GLENROY HEIGHTS AT KENMURE LO22 PH4 SEH PL2004-4860
Legal Subdivision	GLENROY HEIGHTS AT KENMURE
Legal Phase	4
Legal Block	51
Legal Lot Number	1774
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2004
Census Tract	931500

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 WINTERBERRY DR, HENDERSONVILLE, NC 28739-2424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 25, 2021	Warranty Deed, Transfer
Jan 4, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 12, 2020
Transfer Doc	0036280365
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Apr 17, 2026
Property Address	145 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0001047810
Book / Page	4426 / 28
Instrument Date	Apr 16, 2026
Instrument	20261047810
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 FOUNDERS DR, FLAT ROCK, NC 28731-9568

Mortgage

Document Number	0001047810,
Date	Apr 17, 2026
Book Page	4426/28
Instrument	20261047810

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Feb 25, 2021
Property Address	145 FOUNDERS DR, FLAT ROCK, NC 28731-9568
Document Number	0036580441
Book / Page	3658 / 441
Map Reference	SL 4860
Instrument Date	Feb 25, 2021
Instrument	945678
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Amount	Amount Recorded
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 FOUNDERS DR, FLAT ROCK, NC 28731-9568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WINTERBERRY DR, HENDERSONVILLE, NC 28739-2424

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 4, 2021
Property Address	FLAT ROCK, NC 28731
Document Number	0036290365
Book / Page	003629 / 000365
Instrument Date	Dec 12, 2020
Instrument	941774
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	128 FOUNDERS DR FLAT ROCK NC 287319568, FLAT ROCK, NC 28731-9568

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Flat Rock Village
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,060,800 (-18.25%) Land $180,000 Building $1,880,800
2025	$10,864.00	$2,520,800 (+1,300.44%) Land $180,000 Building $2,340,800
2023		$180,000 Land $180,000	$2,060,800 Land $180,000 Building $1,880,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	22 units insured incl. 12 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyrunner Fixed Wireless	25 / 10

May also be available: AT&T, Optimum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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