145 Fork Mountain Ln, Canton, NC 28716 Property Records

Haywood County property record for 145 Fork Mountain Ln, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,008 sqft · built 1987
Lot Size	0.785 acres (34,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2018)
Tax Bill	$1,849 (2025)
Deeds & Mortgages	Apr 2025 Second Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8633-31-1531`

Property Details

APN / Parcel Number

Primary APN	`8633-31-1531`
Alternative APN	`251798`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	1,678 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Utility Area	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Architectural Style	Rustic
Exterior Material	Logs
Roof Material	Asphalt
Lot Area	34,195 sqft (0.785 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	251798
Street Address	149 FORK MOUNTAIN LN
City	CANTON
State	NC
Zip	28716-7570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#27 LOST COVE
Legal Subdivision	LOST COVE
Legal Unit	27
Jurisdiction	HAYWOOD NC
Township / Civil Division	CECIL
Census Block Group	1
Census Block	1037
Census Tract	921301

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 FORK MOUNTAIN LN, CANTON, NC 28716-7570
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Mar 27, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Document Number	20182792
Deed Book / Page	948 / 2496
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	149 FORK MOUNTAIN LN, CANTON, NC 28716-7570
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011271348
Date	Apr 29, 2025
Book Page	1127/1348
Instrument	2025003387

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	145 FORK MOUNTAIN LN, CANTON, NC 28716-7570
Document Number	0009881532
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 FORK MOUNTAIN LN CANTON NC 287167570, CANTON, NC 28716-7570

Mortgage

Document Number	0009881532
Date	Dec 30, 2019
Book Page	000988/001532
Instrument	12132

Lender

Name	ACOPIA
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	145 FORK MOUNTAIN LN, CANTON, NC 28716-7570
Document Number	0009251706
Book / Page	000925 / 001706
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Apr 7, 2017
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 PORK MOUNTAIN LN CANTON NC 28716, CANTON, NC 28716

Mortgage

Document Number	0009251706
Date	Mar 29, 2017
Book Page	000925/001706
Instrument	2785

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,000 (-) Land $24,000 Building $236,000
2025	$1,849.00	$260,000 (-0.04%) Land $24,000 Building $236,000	$260,000 (-0.04%) Land $24,000 Building $236,000
2023		$260,100 Land $24,100 Building $236,000	$260,100 (-) Land $24,100 Building $236,000
2021			$260,100 Land $24,100 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	13 (2004–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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