145 Forest St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 145 Forest St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,230 sqft · built 2016
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Nov 2008)
Tax Bill	$13,503 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:M-6E233`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:M-6E233`
Alternative APNs	`NAUG M:003 L:9650` `AL16 6E233` `003-9650` `3-9650`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,230 sqft Living Area
Gross Area	7,534 sqft
1st Floor Area	1,465 sqft
Basement Area	1,685 sqft
Unfinished Basement	1,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3-9650
Street Address	145 FOREST ST
City	NAUGATUCK
State	CT
Zip	06770-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	I1
Legal Lot Number	9650
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	3
Census Block	3009
Census Tract	345201

Owner

145 Forest St is owned and occupied by two individuals who bought it in November 2008.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 FOREST ST, NAUGATUCK, CT 06770-3437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage WATERBURY TEACHERS FEDERAL CREDIT UNION
Aug 16, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION
Nov 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2008 · Amount on File
Deed Sale	Nov 3, 2008 · Amount on File
Deed Book / Page	837 / 614
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	145 FOREST ST, NAUGATUCK, CT 06770-3437
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001171-264
Date	Nov 14, 2025
Book Page	1171/264
Instrument	2025-3591

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2030

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	145 FOREST ST, NAUGATUCK, CT 06770-3437
Transaction Type	Mortgage
Record Updated	Aug 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001144-119
Date	Aug 16, 2024
Book Page	1144/119
Instrument	2024-2177

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2029

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	145 FOREST ST, NAUGATUCK, CT 06770-3437
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001112-562
Date	Nov 7, 2022
Book Page	1112/562
Instrument	2022-4016

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Dec 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 145 Forest St was $13,503, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,503.00 (+1.63%)	$333,900 (-) Land $39,410 Building $294,490	$460,653 (+97.09%)
2025	$13,286.00	$333,900 Land $39,410 Building $294,490	$233,730 Land $27,587 Building $206,143
2024	$13,286.00 (-11.08%)
2023	$14,942.00 (+21.54%)	$333,900 (+29.69%) Land $39,410 Building $294,490
2022	$12,294.00	$257,470 Land $42,140 Building $215,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Forest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Forest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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