145 Foreside Rd, Cumberland Foreside, ME 04110 Property Records

Cumberland County and Cumberland Town property record for 145 Foreside Rd, Cumberland Foreside, ME 04110

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 2,953 sqft · built 1790
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Jun 2020)
Tax Bill	$14,466 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CMBL M:U06 L:87`

Property Details

APN / Parcel Number

Primary APN	`CMBL M:U06 L:87`
Alternative APNs	`20232483` `20260218`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,953 sqft Living Area
Gross Area	5,416 sqft
1st Floor Area	684 sqft
Attic	Attic
Attic Area	684 sqft
Basement Area	684 sqft
Unfinished Basement	684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1790
Effective Year Built	Effective 1790
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20260218
Street Address	145 FORESIDE RD
City	CUMBERLAND FORESIDE
State	ME
Zip	04110-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	87
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2023
Census Tract	4202

Owner

Source: Cumberland County and Cumberland Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 FORESIDE RD, CUMBERLAND FORESIDE, ME 04110-1420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit KEY BANK NA
Jun 24, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 30, 2020	Deed of Trust, Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	202034088
Deed Book / Page	36842 / 264
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	145 FORESIDE RD, CUMBERLAND FORESIDE, ME 04110-1420
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0398470212
Date	Nov 15, 2022
Book Page	39847/212
Instrument	56873

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND ME
Recording Date	Jun 24, 2020
Property Address	145 FORESIDE RD, CUMBERLAND FORESIDE, ME 04110-1420
Document Number	0368420264
Book / Page	36842 / 264
Instrument Date	Jun 22, 2020
Instrument	34088
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 BACK COVE EST, PORTLAND, ME 04103-4621

Mortgage

Document Number	34089
Date	Jun 24, 2020
Instrument	34089

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND ME
Property Address	145 FORESIDE RD, CUMBERLAND FORESIDE, ME 04110-1420
Document Number	0366630001
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 FORESIDE RD CUMBERLAND FORESIDE ME 041101420, CUMBERLAND FORESIDE, ME 04110-1420

Mortgage

Document Number	0366630001
Date	May 5, 2020
Book Page	036663/000001
Instrument	23063

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$14,466.00 (+95.35%)	$574,500 (+64.47%) Land $223,800 Building $350,700
2022	$7,405.00	$349,300 Land $223,800 Building $125,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY FREEPORT DIVISION private · serves 2,700 people · EPA ID ME0090580
Water Source	Groundwater
Last State Inspection	Oct 2024
Also Mapped Here	PORTLAND WATER DISTRICT-GREATER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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