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145 Flat St, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 145 Flat St, Boulder Creek, CA 95006 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1951
Square Footage2,499 sqft Living Area
Lot Size14,201 sqft (0.326 acres)
OccupancyOwner Occupied
Last Sale$725,000 (2019)
Tax Bill$9,680.00 (2025)

Property Details

APN / Parcel Number

Primary APN081-213-01
Alternative APN
  • 081-213-01-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,499 sqft Living Area
Gross Area3,071 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area14,201 sqft (0.326 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area572 sqft Garage
Deck Area110 sqft Deck
Patio Area110 sqft Patio

Utilities and HVAC

Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address145 FLAT ST
CityBOULDER CREEK
StateCA
Zip95006-9160
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionLORENZO
Legal Block7
Legal Lot Number7,8
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSAN LORENZO VALLEY
Census Blockgroup4
Census Block4002
Census Tract120400

Owner

Source: Santa Cruz County records · APN 081-213-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address145 FLAT ST, BOULDER CREEK, CA 95006-9160
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Sep 17, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA
Sep 17, 2019Grant Deed, Transfer · Conventional Mortgage
ACADEMY MORTGAGE CORP
Sep 17, 2019Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/CA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Prior SaleJan 25, 1999 · Amount on Record
Deed Doc Number201927802
Prior Transfer DateJul 24, 2019
Prior Transfer Doc0000027800
Record RefreshedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address145 FLAT ST, BOULDER CREEK, CA 95006-9160
Transaction TypeMortgage
Record UpdatedSep 29, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 FLAT ST, BOULDER CREEK, CA 95006-9160

Mortgage

Document Number0000043137
DateOct 22, 2020
Instrument2020-0043137
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 17, 2019
Property Address145 FLAT ST, BOULDER CREEK, CA 95006-9160
Document Number0000027801
Instrument DateSep 13, 2019
Instrument27801
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address14070 W PARK AVE BOULDER CREEK CA 950069304, BOULDER CREEK, CA 95006-9304

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 17, 2019
Property Address145 FLAT ST, BOULDER CREEK, CA 95006-9160
Document Number0000027802
Map ReferenceMB 8 PG 32
Instrument DateSep 13, 2019
Instrument2019-0027802
Transaction TypeTransfer
Record UpdatedSep 29, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Default
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address145 FLAT ST, BOULDER CREEK, CA 95006-9160

Mortgage

Document Number0000027803
DateSep 17, 2019
Instrument2019-0027803
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 17, 2019
Property Address145 FLAT ST, BOULDER CREEK, CA 95006-9160
Document Number0000027800
Instrument DateJul 24, 2019
Instrument27800
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14070 W PARK AVE BOULDER CREEK CA 950069304, BOULDER CREEK, CA 95006-9304

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$808,752 (+2%) Land $491,944 Building $316,808
2025$9,680.00 (+4.24%)$792,894 (+4.04%) Land $482,298 Building $310,596
2023$9,286.00 (+2.4%)$762,104 Land $463,570 Building $298,534$832,770
2022$9,068.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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