145 Ervin Loop, China Grove, NC 28023 Property Records

Rowan County property record for 145 Ervin Loop, China Grove, NC 28023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,260 sqft · built 2022
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Sep 2023)
Tax Bill	$1,361 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`128A135`

Property Details

APN / Parcel Number

Primary APN	`128A135`
Alternative APN	`6055429`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	714 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	14,505 sqft (0.333 acres)
Lot Dimensions	14.5 ft deep x 10 ft wide
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	145 ERVIN LOOP
City	CHINA GROVE
State	NC
Zip	28023-8608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTL169-172 P. JONAS KIRK PROPERTY
Legal Subdivision	THE P JONES KIRK PROPERTY
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	5
Census Block	5059
Census Tract	51700

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 ERVIN LOOP, CHINA GROVE, NC 28023-8608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 28, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Dec 15, 2021	Warranty Deed, Transfer
Oct 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Book / Page	1430 / 523
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0013860445
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Apr 13, 2026
Property Address	145 ERVIN LOOP, CHINA GROVE, NC 28023-8608
Document Number	0014800956
Book / Page	1480 / 956
Instrument Date	Mar 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ERVIN LOOP, CHINA GROVE, NC 28023-8608

Mortgage

Document Number	1480000956,
Date	Apr 13, 2026
Book Page	1480/956

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.01%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Sep 28, 2023
Property Address	145 ERVIN LOOP, CHINA GROVE, NC 28023-8608
Document Number	0014300523
Book / Page	1430 / 523
Map Reference	MB 9995 PG 614
Instrument Date	Sep 28, 2023
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 WARRIOR CT, CHINA GROVE, NC 28023-7807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ERVIN LOOP, CHINA GROVE, NC 28023-8608

Mortgage

Document Number	0014300524
Date	Sep 28, 2023
Book Page	1430/524

Lender

Name	NEIGHBORS BANK
Type	Bank
Address	COLUMBIA, MO 65202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 15, 2021
Property Address	145 ERVIN LOOP, CHINA GROVE, NC 28023-8608
Document Number	0013910040
Book / Page	1391 / 40
Map Reference	MB 9995 PG 614
Instrument Date	Dec 15, 2021
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$62.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	919 CAROLYN AVE, KANNAPOLIS, NC 28083-3003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 WARRIOR CT, CHINA GROVE, NC 28023-7807

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Oct 15, 2021
Property Address	145 ERVIN LOOP, CHINA GROVE, NC 28023-8608
Document Number	0013860445
Book / Page	1386 / 445
Map Reference	PG 614
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 CAROLINA AVE NE, KANNAPOLIS, NC 28025-3209

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,361.00	$203,225 (-) Land $20,000 Building $183,225	$203,225 (-) Land $20,000 Building $183,225
2025	$1,361.00 (+132.65%)	$203,225 (+132.7%) Land $20,000 Building $183,225
2023	$585.00	$87,335 Land $20,000 Building $67,335	$203,225 Land $20,000 Building $183,225

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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