Watauga County property record for 145 Emerald Ridge Rd, Boone, NC 28607 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 2004 |
| Square Footage | 2,308 sqft Living Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Last Sale | $543,000 (2020) |
| Tax Bill | $2,442.00 (2025) |
Source: Watauga County records · APN 1889-30-6410-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 S VALLEY RD, SOUTHERN PINES, NC 28387-6652 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CAHAWBA BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU |
| Oct 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jun 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) PEOPLES HM EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on Record |
| Deed Sale | Oct 30, 2020 · Amount on Record |
| Prior Sale | Jun 07, 2019 · Amount on Record |
| Deed Doc Number | 2020697616 |
| Deed Book / Page | 2138 / 225 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 145 EMERALD RIDGE RD, BOONE, NC 28607-4716 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 305 S VALLEY RD, SOUTHERN PINES, NC 28387-6652 |
| Document Number | 0023480760 |
|---|---|
| Date | Aug 28, 2023 |
| Book Page | 2348/760 |
| Instrument | 734080 |
| Name | FIRST CAHAWBA BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 145 EMERALD RIDGE RD, BOONE, NC 28607-4716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020930375 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 2093/375 |
| Instrument | 690326 |
| Name | ALLEGACY FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 30, 2020 |
| Property Address | 145 EMERALD RIDGE RD, BOONE, NC 28607-4716 |
| Document Number | 0021380225 |
| Book / Page | 2138 / 225 |
| Map Reference | MB 17 PG 355 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 697616 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,086.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 341 4TH AVE NE, 341, HICKORY, NC 28601-5140 |
| Name | Verified Name |
|---|---|
| Address | 305 S VALLEY RD, SOUTHERN PINES, NC 28387-6652 |
| Document Number | 697617 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 697617 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Jun 07, 2019 |
| Property Address | 145 EMERALD RIDGE RD, BOONE, NC 28607-4716 |
| Document Number | 0020310641 |
| Book / Page | 002031 / 000641 |
| Instrument Date | May 20, 2019 |
| Instrument | 679611 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 341 4TH AVE NE HICKORY NC 286015140, HICKORY, NC 28601-5140 |
| Document Number | 20310645 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 002031/000645 |
| Instrument | 679612 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 06, 2049 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,442.00 | $632,300 (-) Land $60,000 Building $572,300 | |
| 2024 | $632,300 Land $60,000 Building $572,300 | ||
| 2023 | $632,300 Land $60,000 Building $572,300 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 1889-30-6410-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 2,308 sqft Living Area |
| 1st Floor | 1,272 sqft 1st Floor |
| Basement Area | 400 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Patio Area | 440 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 300 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1817272 |
|---|---|
| Street Address | 145 EMERALD RIDGE RD |
| City | BOONE |
| State | NC |
| Zip | 28607-4716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT E ECHOTA ESTATES TH PH1 |
| Legal Subdivision | ECHOTA ESTATES |
| Legal Lot Number | E |
| Jurisdiction | WATAUGA NC |
| Minor Civil Division | WATAUGA |
| Census Blockgroup | 4 |
| Census Block | 4030 |
| Census Tract | 920900 |
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