Essex County and Marblehead Town property record for 145 Elm St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,264 sqft · built 1900 |
| Lot Size | 0.125 acres (5,449 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Apr 2014) |
| Tax Bill | $11,075 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0135 B:0030 L:0 |
| Primary APN | MARB M:0135 B:0030 L:0 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 13 Rooms |
| Stories | 3 Stories |
| Building Area | 3,264 sqft Living Area |
| Gross Area | 6,234 sqft |
| Basement Area | 1,572 sqft |
| Unfinished Basement | 1,572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,449 sqft (0.125 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 145 ELM ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | BELLA SLEE |
| Legal Block | 30 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 203301 |
145 Elm St is owned and occupied by two individuals who bought it in April 2014.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 ELM ST, MARBLEHEAD, MA 01945-3316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 21, 2022 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Jul 5, 2024 | Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY FSB |
| Oct 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO |
| May 17, 2019 | Deed of Trust, Mortgage ROCKLAND TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2014 · Amount on File |
| Deed Sale | Apr 1, 2014 · Amount on File |
| Prior Sale | Sep 22, 2006 · Amount on File |
| Deed Book / Page | 33194 / 436 |
| Transfer Doc | 033194-436 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 145 ELM ST, MARBLEHEAD, MA 01945-3316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 041080-147 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 41080/147 |
| Instrument | 20220721002610 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 145 ELM ST, MARBLEHEAD, MA 01945-3316 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042204-262 |
|---|---|
| Date | Jul 5, 2024 |
| Book Page | 42204/262 |
| Instrument | 20240705000380 |
| Name | WILMINGTON SAVINGS FUND SOCIETY FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 145 ELM ST, MARBLEHEAD, MA 01945-3316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39119-417 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 39119/417 |
| Instrument | 20201030001350 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 145 ELM ST, MARBLEHEAD, MA 01945-3316 |
| Document Number | 37526-156 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 ELM ST MARBLEHEAD MA 019453316, MARBLEHEAD, MA 01945-3316 |
| Document Number | 37526-156 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 037526/000156 |
| Instrument | 190522730 |
| Name | ROCKLAND TR |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 21, 2049 |
The 2026 property tax bill for 145 Elm St was $11,075, up 4.9% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,075.00 (+4.92%) | $1,293,800 (+10.92%) Land $524,600 Building $769,200 | $1,456,709 (-9.63%) |
| 2025 | $10,556.00 (+4.09%) | $1,166,400 (+3.06%) Land $524,600 Building $641,800 | $1,611,865 |
| 2024 | $10,141.00 (+1.43%) | $1,131,800 (+13.2%) Land $501,300 Building $630,500 | |
| 2023 | $9,998.00 | $999,800 Land $478,000 Building $521,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 145 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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