145 Elk Rd, Sylva, NC 28779 Property Records

Jackson County property record for 145 Elk Rd, Sylva, NC 28779

Property Summary

Property Type	Other Improved
Details	2 bd · 3 ba · 2,231 sqft · built 2019
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,004 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7539-55-0045`

Property Details

APN / Parcel Number

Primary APN	`7539-55-0045`
Alternative APN	`180947`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,231 sqft Living Area
1st Floor Area	2,231 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Shed Roof
Lot Area	174,240 sqft (4 acres)
Garage Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Solar

Location & Zoning

Street Address	145 ELK RD
City	SYLVA
State	NC
Zip	28779-7378
Property Category	Other
Property Type	Other > Other Improved
Legal Description	OFF EARLY DEITZ RD
Jurisdiction	JACKSON NC
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1039
Census Tract	950500

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	143 ELK RD, SYLVA, NC 28779-7378
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage CFBANK NA
Oct 16, 2018	Deed of Trust, Mortgage ENTEGRA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	145 ELK RD, SYLVA, NC 28779-7378
Document Number	0022740219
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 22, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 ELK RD SYLVA NC 287797378, SYLVA, NC 28779-7378

Mortgage

Document Number	0022740219
Date	Aug 18, 2020
Book Page	002274/000219

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	145 ELK RD, SYLVA, NC 28779-7378
Document Number	0022241869
Instrument Date	Oct 16, 2018
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 ELK RD SYLVA NC 28779, SYLVA, NC 28779

Mortgage

Document Number	0022241869
Date	Oct 16, 2018
Book Page	002224/001869

Lender

Name	ENTEGRA BK
Address	FRANKLIN, NC 28734

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.24%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,779 (+56.51%) Land $76,480 Building $714,299
2025	$3,004.00 (+56.54%)
2023	$1,919.00	$505,260 Land $63,750 Building $441,510

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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