St. Charles County property record for 145 Elderberry Ct, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,077 sqft · built 1997 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Jun 1997) |
| Tax Bill | $4,638 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | A953000550 |
| Primary APN | A953000550 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,077 sqft Living Area |
| Gross Area | 4,390 sqft |
| 1st Floor Area | 2,023 sqft |
| Basement Area | 1,987 sqft |
| Finished Basement | 1,054 sqft |
| Unfinished Basement | 933 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 10,890 sqft (0.25 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 160 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A953000550 |
|---|---|
| Street Address | 145 ELDERBERRY CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-7329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOMERSET HILLS #1 LOT 31 |
| Legal Subdivision | SOMERSET HILLS #1 |
| Legal Lot Number | 31 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 311148 |
145 Elderberry Ct is owned by two individuals who acquired it in July 2025.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1010 PARKFIELD TER, MANCHESTER, MO 63021-6812 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1997 · Amount on File |
| Deed Sale | Jun 3, 1997 · Amount on File |
| Deed Document Number | 199729794 |
| Deed Book / Page | 1944 / 1651 |
| Last Transfer Date | Jul 29, 2025 |
| Transfer Doc | 0000032607 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 145 Elderberry Ct was $4,638.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,339 (-) | $407,048 (-) Land $80,000 Building $327,048 | |
| 2025 | $4,638.00 | $77,339 | $407,048 Land $80,000 Building $327,048 |
| 2023 | $71,028 | ||
| 2022 | $373,833 Land $60,000 Building $313,833 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Elderberry Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1983–1995) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 1995 · Severe Storms, Tornadoes, Hail, Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 145 Elderberry Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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