145 el Capitan Loop, Dripping Springs, TX 78620 Property Records

Hays County property record for 145 el Capitan Loop, Dripping Springs, TX 78620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,055 sqft · built 2023
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$446,267 (May 2026)
Tax Bill	$4,911 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R188267`

Property Details

APN / Parcel Number

Primary APN	`R188267`
Alternative APN	`1103960045029004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,055 sqft Living Area
Gross Area	2,599 sqft
1st Floor Area	2,055 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Covered Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R188267
Street Address	145 EL CAPITAN LOOP
City	DRIPPING SPRINGS
State	TX
Zip	78620-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIG SKY RANCH PHASE 3 AT DRIPPING SPRINGS, BLOCK 45, LOT 29, ACRES 0.132
Legal Subdivision	BIG SKY RANCH PHASE 3 AT DRIPPING SPRING
Legal Phase	3
Legal Block	45
Legal Lot Number	29
Jurisdiction	HAYS TX
Township / Civil Division	DRIPPING SPRINGS-WIMBERLEY
Census Block Group	3
Census Block	3012
Census Tract	10809

Owner

145 el Capitan Loop is owned and occupied by an individual who bought it in May 2026.

Source: Hays County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	145 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Nov 2, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Nov 2, 2023 · Amount on File
Deed Document Number	202619539
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HAYS TX
Recording Date	May 28, 2026
Property Address	145 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3035
Document Number	0000019539
Instrument Date	May 27, 2026
Instrument	202619539
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	TEXAS NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3035

Mortgage

Document Number	0000019540,
Date	May 28, 2026
Instrument	202619540

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Nov 2, 2023
Property Address	145 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3035
Document Number	0000040354
Map Reference	DOC 23024086
Instrument Date	Oct 25, 2023
Instrument	23040354
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 10, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 EL CAPITAN LOOP, DRIPPING SPRINGS, TX 78620-3035
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040355
Date	Nov 2, 2023
Instrument	23040355

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 145 el Capitan Loop was $4,911 with a homeowner's exemption, down 24.6% from the year before.

Source: Hays County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Municipality	Dripping Springs City
Unified School District	Dripping Springs Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,911.00 (-24.56%) Homeowner's exemption	$397,671 Land $106,200 Building $291,471	$397,671 Land $106,200 Building $291,471
2024	$6,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 el Capitan Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 el Capitan Loop is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 45% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	700 / 300
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spry Air Fiber.

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