145 Eagle Pointe Way, Pell City, AL 35128 Property Records

St. Clair County property record for 145 Eagle Pointe Way, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,975 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (Jun 2019)
Tax Bill	$1,404 (2022)
Deeds & Mortgages	Apr 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-05-15-0-001-013.078`

Property Details

APN / Parcel Number

Primary APN	`29-05-15-0-001-013.078`
Alternative APNs	`00512099` `512099` `33146`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,975 sqft Living Area
1st Floor Area	1,616 sqft
Upper Floors Area	1,359 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00512099
Street Address	145 EAGLE POINTE WAY
City	PELL CITY
State	AL
Zip	35128-7257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 71 EAGLE POINTE ESTATES SECTOR 7 15-17-4 1 AC
Legal Range	04E
Legal Township	17S
Legal Section	15
Legal Subdivision	EAGLE POINTE EST
Legal Lot Number	71
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	3
Census Block	3004
Census Tract	40210

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 EAGLE POINTE WAY, PELL CITY, AL 35128-7257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage INTEREST MORTGAGE LLC
Aug 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2019	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on Record
Deed Sale	Jun 4, 2019 · Amount on Record
Prior Sale	Dec 15, 2011 · Amount on Record
Deed Book / Page	2019 / 6395
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	145 EAGLE POINTE WAY, PELL CITY, AL 35128-7257
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022156
Date	Apr 19, 2022
Book Page	MTG 2022/22156

Lender

Name	INTEREST MORTGAGE LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2042

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	145 EAGLE POINTE WAY, PELL CITY, AL 35128-7257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038550
Date	Aug 5, 2020
Book Page	MTG 2020/38550

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 4, 2019
Property Address	145 EAGLE POINTE WAY, PELL CITY, AL 35128-7257
Document Number	0000006395
Book / Page	DEED 2019 / 06395
Map Reference	SL A-83-1
Instrument Date	Mar 14, 2019
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 EAGLE POINTE WAY, 145, PELL CITY, AL 35128-7257

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	145 EAGLE POINTE WAY, PELL CITY, AL 35128-7257

Mortgage

Document Number	MTG201919040
Date	Jun 4, 2019
Instrument	MTG 2019/19040

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$38,280 (-49.99%)	$382,760 (-) Land $45,900 Building $336,860
2024	Homeowner's exemption Disabled Person's exemption	$76,552 (-) Land $9,180 Building $67,372	$382,760 (-) Land $45,900 Building $336,860
2023		$76,552 Land $9,180 Building $67,372	$382,760 Land $45,900 Building $336,860
2022	$1,404.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Brightspeed, Coosa Valley Technologies.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eagle Pointe Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures