145 E Shore Dr, Geneva, IN 46740 Property Records

Adams County property record for 145 E Shore Dr, Geneva, IN 46740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,380 sqft · built 1979
Lot Size	0.39 acres (17,000 sqft)
Owner	Individual Name on File
Last Sale	$185,600 (Nov 2019)
Tax Bill	$1,859 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-11-20-203-027.000-019`

Property Details

APN / Parcel Number

Primary APN	`01-11-20-203-027.000-019`
Alternative APNs	`02119000000300` `00776967276`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00776967276
Street Address	145 E SHORE DR
City	GENEVA
State	IN
Zip	46740-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE OF THE WOODS SUB SEC 3 LOT 30
Legal Subdivision	LAKE OF THE WOODS SUB
Legal Lot Number	30
Jurisdiction	ADAMS IN
Township / Civil Division	WABASH
Census Block Group	3
Census Block	3013
Census Tract	30700

Owner

145 E Shore Dr is owned and occupied by an individual who bought it in November 2019.

Source: Adams County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	145 E SHORE DR, GENEVA, IN 46740-9662
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Nov 15, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Dec 10, 2015 · Amount on File
Deed Document Number	20194501
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	145 E SHORE DR, GENEVA, IN 46740-9662
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003326
Date	Sep 29, 2023
Instrument	2023003326

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Oct 20, 2033

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 15, 2019
Property Address	145 E SHORE DR, GENEVA, IN 46740-9662
Document Number	2019004501
Instrument Date	Nov 13, 2019
Instrument	2019004501
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E SHORE DR # SR, SR, GENEVA, IN 46740-9662

Mortgage

Document Number	2019004502
Date	Nov 15, 2019
Instrument	2019004502

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 145 E Shore Dr was $1,859 with a homeowner's exemption, down 7.6% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Wabash Township
Municipality	Geneva Town
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,859.00 (-7.56%) Homeowner's exemption	$206,600 Land $25,000 Building $181,600	$206,600 Land $25,000 Building $181,600
2024	$2,011.00 (+7.37%)
2023	$1,873.00 (+4.46%)	$185,300 (+3.35%) Land $25,000 Building $160,300	$185,300 (+3.35%) Land $25,000 Building $160,300
2022	$1,793.00 Homeowner's exemption	$179,300 Land $25,000 Building $154,300	$179,300 Land $25,000 Building $154,300
2020	$1,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 E Shore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1990–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 E Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA WATER DEPARTMENT serves 1,359 people · EPA ID IN5201003
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Watch TV.

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