145 E Ridgeway Ct, Benton Harbor, MI 49022 Property Records

Berrien County property record for 145 E Ridgeway Ct, Benton Harbor, MI 49022 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 982 sqft · built 1920
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$32,000 (Dec 1990)
Tax Bill	$535 (2025)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-6840-0007-00-7`

Property Details

APN / Parcel Number

Primary APN	`03-6840-0007-00-7`
Alternative APN	`11-03-6840-0007-00-7`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	982 sqft Living Area
1st Floor Area	982 sqft
Basement Area	982 sqft
Unfinished Basement	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Raised Ranch
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	144 ft deep x 50 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 E RIDGEWAY CT
City	BENTON HARBOR
State	MI
Zip	49022-2829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 RIDGEWOOD
Legal Subdivision	RIDGEWOOD
Legal Lot Number	7
Legal Unit	7
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2049
Census Tract	2500

Owner

Source: Berrien County records · APN 03-6840-0007-00-7

Assessment roll updated June 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 E RIDGEWAY CT, BENTON HARBOR, MI 49022-2829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 1990 · Amount on Record
Deed Sale	Dec 13, 1990 · Amount on Record
Prior Sale	Dec 09, 1987 · Amount on Record
Deed Book / Page	1442 / 1433
Last Transfer Date	Sep 18, 2025
Transfer Doc	03460/1172
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 19, 2025
Property Address	145 E RIDGEWAY CT, BENTON HARBOR, MI 49022-2829
Document Number	03460/1172
Book / Page	3460 / 1172
Map Reference	VOL 6 PG 20
Instrument Date	Sep 18, 2025
Instrument	2025442012
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E RIDGEWAY CT, BENTON HARBOR, MI 49022-2829

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,600 (+7.56%)	$145,200 (+7.56%)
2025	$535.00 (+3.08%) Homeowner's exemption	$67,500 (+36.09%)	$135,000 (+36.09%)
2024	$519.00 (+10.43%)
2023		$49,600	$99,200
2022	$470.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260210025002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2019)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2019, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 121 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.