145 E Main St, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 145 E Main St, Victor, NY 14564

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,116 sqft · built 1870
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Jul 2019)
Tax Bill	$4,854 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2025 Refinance + 4 more
APN	`324801 28.06-2-6.100`

Property Details

APN / Parcel Number

Primary APN	`324801 28.06-2-6.100`
Alternative APN	`48010280060002006100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,116 sqft Living Area
1st Floor Area	1,188 sqft
2nd Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	201 ft deep x 101 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	145 E MAIN ST
City	VICTOR
State	NY
Zip	14564-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	0.25 ACRE
Legal Block	2
Legal Lot Number	6.100
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	3
Census Block	3014
Census Tract	50105

Owner

Source: Ontario County and Victor Town records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 E MAIN ST, VICTOR, NY 14564-1303
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 24, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Oct 15, 2019	Quit Claim Deed, Transfer Quitclaim
Jul 9, 2019	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 12, 2017	Deed, Transfer
Oct 12, 2017	Deed, Transfer GORDON S DICKENS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on Record
Deed Sale	Jul 9, 2019 · Amount on Record
Prior Sale	Mar 16, 2007 · Amount on Record
Deed Book / Page	1431 / 562
Last Transfer Date	Aug 25, 2025
Transfer Doc	001567/270
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	145 E MAIN ST, VICTOR, NY 14564-1303
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	MORTGAGE CONNECT LP, MORTGAGE CONNECT, LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003141/608
Date	Feb 23, 2022
Book Page	3141/608
Instrument	202202230357

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Mar 1, 2049

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONTARIO NY
Recording Date	Sep 24, 2025
Property Address	145 E MAIN ST, VICTOR, NY 14564-1303
Document Number	001567/270
Book / Page	1567 / 270
Instrument Date	Aug 25, 2025
Instrument	202509240103
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E MAIN ST, VICTOR, NY 14564-1303

Mortgage

Document Number	0003333445
Date	Sep 24, 2025
Instrument	3333/445

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 15, 2019
Property Address	145 E MAIN ST, VICTOR, NY 14564-1303
Document Number	001437/872
Book / Page	1437 / 872
Instrument Date	Jul 11, 2019
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Jul 9, 2019
Property Address	145 E MAIN ST, VICTOR, NY 14564-1303
Document Number	001431/562
Book / Page	1431 / 562
Instrument Date	Jun 26, 2019
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000289397
Date	Jul 9, 2019
Instrument	2893/97

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 12, 2017
Property Address	145 E MAIN ST, VICTOR, NY 14564-1303
Document Number	001393/483
Book / Page	1393 / 483
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E MAIN ST, VICTOR, NY 14564-1303

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 12, 2017
Property Address	145 E MAIN ST, VICTOR, NY 14564-1303
Document Number	0000001393/0000000483
Book / Page	0000001393 / 0000000483
Instrument Date	Oct 2, 2017
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	GORDON S DICKENS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E MAIN ST, VICTOR, NY 14564-1303

Tax Assessment & Valuation

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Municipality	Victor Village
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,854.00 (+33.17%)	$186,000 (-) Land $43,000 Building $143,000	$277,600 (+1.5%) Land $64,176 Building $213,424
2024	$3,645.00 Disabled Person's exemption Veteran's exemption	$186,000 (-) Land $43,000 Building $143,000	$273,500 (+16.19%) Land $63,228 Building $210,272
2023		$186,000 Land $43,000 Building $143,000	$235,400 Land $54,420 Building $180,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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