Adams County property record for 145 E Franklin St, Natchez, MS 39120
| Property Type | Commercial Office |
|---|---|
| Details | 1,088 sqft · built 1950 |
| Owner | Individual Name on File |
| Tax Bill | $1,746 (2025) |
| Deeds & Mortgages | Mortgage Nov 2006 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0031 0003 0011 |
| Primary APN | 0031 0003 0011 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,088 sqft Total Area |
|---|---|
| 1st Floor Area | 1,088 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 1303 |
|---|---|
| Street Address | 145 E FRANKLIN ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3609 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Legal Description | B&L 221 EXT E FRANKLIN ST 41-116B-4 2 (BORUM VETERINARY CLINIC) |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 20 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 600 |
Source: Adams County records · APN 0031 0003 0011
Assessment roll updated September 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 TRAILS END RD, NATCHEZ, MS 39120-8019 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Deed of Trust, Mortgage | |
| Nov 06, 2006 | Deed of Trust, Mortgage UNITED MISSISSIPPI BANK |
| Sep 13, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNITED MISSISSIPPI BANK |
| Jun 27, 2005 | Deed of Trust, Mortgage UNITED MISSISSIPPI BANK |
| Sep 05, 2008 | Deed of Trust, Mortgage UNITED MISSISSIPPI BANK |
| Deed of Trust, Mortgage | |
| Jun 03, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 13, 2021 |
| Deed Sale | Sep 13, 2021 |
| Deed Document Number | 000028J566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000739/742 |
|---|---|
| Date | Nov 06, 2006 |
| Book Page | 739/742 |
| Name | UNITED MISSISSIPPI BANK |
|---|---|
| Address | PO BOX 670, NATCHEZ, MS 39121 |
| Amount | Amount Recorded |
|---|---|
| Term | 59 Months |
| Due | Oct 25, 2011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20 TRAILS END RD, NATCHEZ, MS 39120-8019 |
| Document Number | 000974/731 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 974/731 |
| Instrument | 131798 |
| Name | UNITED MISSISSIPPI BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 25, 2036 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Document Number | 000713/561 |
|---|---|
| Date | Jun 27, 2005 |
| Book Page | 713/561 |
| Name | UNITED MISSISSIPPI BANK |
|---|---|
| Address | PO BOX 670, NATCHEZ, MS 39121 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jun 24, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000772/505 |
|---|---|
| Date | Sep 05, 2008 |
| Book Page | 772/505 |
| Name | UNITED MISSISSIPPI BANK |
|---|---|
| Address | PO BOX 670, NATCHEZ, MS 39121 |
| Amount | Amount Recorded |
|---|---|
| Term | 23 Months |
| Due | Aug 25, 2010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MS |
| Property Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS MS |
| Recording Date | Jun 03, 2022 |
| Property Address | 145 E FRANKLIN ST, NATCHEZ, MS 39120-3609 |
| Document Number | 00028Q/566 |
| Book / Page | 28Q / 566 |
| Instrument Date | May 19, 2022 |
| Instrument | 134782 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 PARKVIEW DR, NATCHEZ, MS 39120-9210 |
| Name | Verified Name |
|---|---|
| Address | 100 GAILE AVE, NATCHEZ, MS 39120-2609 |
Source: Adams County records · Assessment roll updated September 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,746.00 (+14.12%) | $10,689 (+16.63%) | $71,260 (+16.63%) Land $27,500 Building $43,760 |
| 2024 | $1,530.00 | $9,165 (-) | $61,100 (-) Land $27,500 Building $33,600 |
| 2023 | $1,530.00 (+5.88%) Homeowner's exemption | $9,165 (-) Land $4,125 Building $5,040 | $61,100 (-) Land $27,500 Building $33,600 |
| 2022 | $1,445.00 | $9,165 | |
| 2021 | $61,100 Land $27,500 Building $33,600 |
Source: FEMA National Flood Hazard Layer as of June 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cable One Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Telapex Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 293 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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