145 E Chicago St, Coldwater, MI 49036 Property Records

Branch County property record for 145 E Chicago St, Coldwater, MI 49036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,489 sqft · built 1930
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Jan 2018)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-759-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-759-00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,489 sqft Building Perimeter
1st Floor Area	1,441 sqft
Basement Area	1,048 sqft
Unfinished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	15,682 sqft (0.36 acres)
Garage Area	400 sqft

Location & Zoning

Street Address	145 E CHICAGO ST
City	COLDWATER
State	MI
Zip	49036-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON N LI OF CHICAGO ST 12 RDS WLY FR SW COR OF LOT DEEDED MAY 7 1867 BY T DAUGHERTY TO C RANDALL TH NLY AT RGT ANG TO
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2001
Census Tract	951400

Owner

Source: Branch County records · APN 302-000-000-759-00

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	145 E CHICAGO ST, COLDWATER, MI 49036-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2018 · Amount on Record
Deed Sale	Jan 12, 2018 · Amount on Record
Prior Sale	Feb 24, 1999 · Amount on Record
Deed Document Number	2018237
Prior Transfer Date	Aug 11, 1994
Prior Transfer Doc	0628000769
Record Updated	Sep 20, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Jan 12, 2018
Property Address	145 E CHICAGO ST, COLDWATER, MI 49036-1703
Document Number	201800237
Instrument Date	Jan 08, 2018
Instrument	2018-00237
Transaction Type	Transfer
Record Updated	Jun 08, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,367.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25731 S DR S, 25731, HOMER, MI 49245-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E CHICAGO ST, COLDWATER, MI 49036-1703

Mortgage

Document Number	201800238
Date	Jan 12, 2018
Instrument	2018-00238

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Feb 01, 2023
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	Other
Margin	3
Max Rate	10.5%

Tax Assessment & Valuation

Source: Branch County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,300 (+8.44%)	$250,600 (+8.44%)
2025	$2,771.00 (+3.71%)	$115,550	$231,100
2024	$2,672.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Branch County (26023C), updated April 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.