Cape May County and Lower Township property record for 145 E Atlantic Ave, Villas, NJ 08251
| Property Type | Single Family Home |
|---|---|
| Details | 998 sqft · built 1960 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,500 (Jan 2024) |
| Tax Bill | $2,665 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Dec 2020 Mortgage + 4 more |
| APN | 05-00093-0000-00045 |
| Primary APN | 05-00093-0000-00045 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 998 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 145 E ATLANTIC AVE |
|---|---|
| City | VILLAS |
| State | NJ |
| Zip | 08251-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L46 |
| Legal Subdivision | WILDWOOD VILLAS SEC 01 |
| Legal Block | 93 |
| Legal Lot Number | 45 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 21804 |
145 E Atlantic Ave is owned and occupied by an individual who bought it in January 2024.
Source: Cape May County and Lower Township records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 E ATLANTIC AVE, VILLAS, NJ 08251-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage CMG MORTGAGE INC |
| Dec 1, 2020 | Quit Claim Deed, Transfer HOMEBRIDGE FIN'L SVCS INC |
| Jun 12, 2019 | Grant Deed, Transfer HOME PT FIN'L |
| Oct 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Jun 5, 2018 | Grant Deed, Transfer SERVICE TITLE COMPANY |
| Mar 2, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on File |
| Deed Sale | Jan 26, 2024 · Amount on File |
| Prior Sale | Jun 12, 2019 · Amount on File |
| Deed Document Number | 202430023 |
| Deed Book / Page | 4152 / 64 |
| Prior Transfer Date | Nov 9, 2020 |
| Prior Transfer Doc | 0000042727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 145 E ATLANTIC AVE, VILLAS, NJ 08251-2604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Title Company | SHORE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030024 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | M6701/473 |
| Instrument | 2024030024 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Dec 1, 2020 |
| Property Address | 145 E ATLANTIC AVE, VILLAS, NJ 08251-2604 |
| Document Number | 0039480173 |
| Book / Page | 003948 / 000173 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 42727 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | OMEGA SETTLEMENT SOLUTIONS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 E ATLANTIC AVE VILLAS NJ 082512604, VILLAS, NJ 08251-2604 |
| Document Number | 62840969 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 006284/000969 |
| Instrument | 42728 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 12, 2019 |
| Property Address | 145 E ATLANTIC AVE, VILLAS, NJ 08251-2604 |
| Document Number | 0038590608 |
| Book / Page | 003859 / 000608 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 96425 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | SHORE TITLE, SHORE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 E ATLANTIC AVE VILLAS NJ 082512604, VILLAS, NJ 08251-2604 |
| Document Number | 60740412 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 006074/000412 |
| Instrument | 96426 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 145 E ATLANTIC AVE, VILLAS, NJ 08251-2604 |
| Document Number | 0060110899 |
| Instrument Date | Oct 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 E ATLANTIC AVE VILLAS NJ 082512604, VILLAS, NJ 08251-2604 |
| Document Number | 0060110899 |
|---|---|
| Date | Oct 23, 2018 |
| Book Page | 006011/000899 |
| Instrument | 72306 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Jun 5, 2018 |
| Property Address | 145 E ATLANTIC AVE, VILLAS, NJ 08251-2604 |
| Document Number | 0037950563 |
| Book / Page | 003795 / 000563 |
| Instrument Date | May 15, 2018 |
| Instrument | 57335 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | SERVICE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $81.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Mar 2, 2018 |
| Property Address | 145 E ATLANTIC AVE, VILLAS, NJ 08251-2604 |
| Document Number | 0037780612 |
| Book / Page | 003778 / 000612 |
| Instrument Date | Feb 13, 2018 |
| Instrument | 46762 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 15480 LAGUNA CANYON RD #100 IRVINE CA 926182132, 100, IRVINE, CA 92618-2132 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,700 (-) Land $70,000 Building $61,700 | $131,700 (-) Land $70,000 Building $61,700 | |
| 2025 | $131,700 Land $70,000 Building $61,700 | $131,700 Land $70,000 Building $61,700 | |
| 2024 | $2,665.00 | ||
| 2023 | $131,700 Land $70,000 Building $61,700 | $131,700 Land $70,000 Building $61,700 | |
| 2022 | $2,545.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA's flood maps do not cover 145 E Atlantic Ave; there have been 24 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 24 (1979–2018) |
| Most Recent Claim | Oct 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 E Atlantic Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 958 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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