145 E 8th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 145 E 8th St, Oswego, NY 13126

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,492 sqft · built 1840
Lot Size	0.073 acres (3,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$138,000 (Oct 2021)
Tax Bill	$2,798 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351200 128.57-02-35`

Property Details

APN / Parcel Number

Primary APN	`351200 128.57-02-35`
Alternative APNs	`120012805700020350000000` `2871`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,492 sqft Living Area
1st Floor Area	866 sqft
2nd Floor Area	500 sqft
Upper Floors Area	126 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,220 sqft (0.073 acres)
Lot Dimensions	100 ft deep x 32.2 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	186 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2871
Street Address	145 E 8TH ST
City	OSWEGO
State	NY
Zip	13126-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN1
Legal Subdivision	FORMER VILLAGE OF EAST OSWEGO
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	OSWEGO NY
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2007
Census Tract	21605

Owner

Source: Oswego County and Oswego City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24 BIRCH LN, 7B, OSWEGO, NY 13126-4268
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 27, 2021	Warranty Deed, Transfer · FHA Mortgage COMMONFUND MORTGAGE CORP
Dec 12, 2019	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Apr 9, 2018	Warranty Deed, Transfer · Conventional Mortgage PATHFINDER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Dec 12, 2019 · Amount on Record
Deed Document Number	202112688
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	145 E 8TH ST, OSWEGO, NY 13126-2727
Transaction Type	Mortgage
Record Updated	Nov 3, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E 8TH ST, OSWEGO, NY 13126-2727

Mortgage

Document Number	0000007433
Date	Aug 23, 2023
Instrument	R-2023-007433

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Oct 27, 2021
Property Address	145 E 8TH ST, OSWEGO, NY 13126-2727
Document Number	0000002688
Instrument Date	Oct 18, 2021
Instrument	R-2021-012688
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$552.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 E 8TH ST, 145, OSWEGO, NY 13126-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 BIRCH LN APT 7B, 7B, OSWEGO, NY 13126-4268

Mortgage

Document Number	0000002689
Date	Oct 27, 2021
Instrument	R-2021-012689

Lender

Name	COMMONFUND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Dec 12, 2019
Property Address	145 E 8TH ST, OSWEGO, NY 13126-2727
Document Number	0000001410
Instrument Date	Nov 16, 2019
Instrument	R-2019-011410
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	VANGUARD RESEARCH & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	145 E 8TH ST, OSWEGO, NY 13126-2727

Mortgage

Document Number	0000001411
Date	Dec 12, 2019
Instrument	R-2019-011411

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Apr 9, 2018
Property Address	145 E 8TH ST, OSWEGO, NY 13126-2727
Document Number	0000003316
Instrument Date	Mar 29, 2018
Instrument	R-2018-003316
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	CHICAGO TITLE INSURANCE COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	888 COUNTY ROUTE 25, 888, OSWEGO, NY 13126-5716

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003317
Date	Apr 9, 2018
Instrument	R-2018-003317

Lender

Name	PATHFINDER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
Municipality	Oswego City
Unified School District	Oswego City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,798.00 (-1.17%)
2025	$2,831.00	$151,000 (+60.47%) Land $16,900 Building $134,100	$151,000 (+33.19%) Land $16,900 Building $134,100
2023		$94,100 Land $9,900 Building $84,200	$113,373 Land $11,928 Building $101,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO CITY serves 29,400 people · EPA ID NY3704361
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 879 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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