145 E 450 N, Providence, UT 84332 Property Records

Cache County property record for 145 E 450 N, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,898 sqft · built 2008
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,920 (Jan 2026)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2008 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-180-0124`

Property Details

APN / Parcel Number

Primary APN	`02-180-0124`

Interior

Building Area	1,898 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	13,504 sqft (0.31 acres)

Location & Zoning

Street Address	145 E 450 N
City	PROVIDENCE
State	UT
Zip	84332-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 124 BROOKSIDE VILLAGE PHASE 3 CONT 0.31 AC
Legal Subdivision	BROOKSIDE VILLAGE PHASE 3
Legal Lot Number	124
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	1
Census Block	1012
Census Tract	1101

Owner

Source: Cache County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2008	Deed of Trust, Mortgage · Construction Mortgage LEWISTON STATE BANK
Jul 18, 2008	Deed of Trust, Mortgage · ARM TAYLOR BEAN & WHITAKER MORTGAGE CORP
Jan 29, 2026	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2022	Personal Representative Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2017	Warranty Deed, Transfer · Conventional Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Mar 31, 2017 · Amount on Record
Deed Document Number	20261390740
Deed Book / Page	2526 / 193
Prior Transfer Date	Jan 26, 2026
Prior Transfer Doc	002526/193
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	ETITLE INSURANCE AGENCY, TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E 450 N, PROVIDENCE, UT 84332-8400

Mortgage

Document Number	02419/1619
Date	Jan 23, 2024
Book Page	2419/1619
Instrument	1352334

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	CACHE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01506/1184
Date	Mar 7, 2008
Book Page	1506/1184
Instrument	966382

Lender

Name	LEWISTON STATE BANK
Type	Bank
Address	LOGAN, UT 84341

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	HICKMAN LAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01527/0555
Date	Jul 18, 2008
Book Page	1527/0555
Instrument	976345

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2011
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	11.7%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Jan 29, 2026
Property Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Document Number	002526/193
Book / Page	2526 / 193
Instrument Date	Jan 26, 2026
Instrument	1390740
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	LEXUS TITLE INSURANCE AGENCY LLC, US TITLE INSURANCE AGCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 E 450 N, PROVIDENCE, UT 84332-8400

Mortgage

Document Number	0001390741
Date	Jan 29, 2026
Instrument	1390741

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CACHE UT
Recording Date	Nov 7, 2022
Property Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Document Number	002367/699
Book / Page	2367 / 699
Map Reference	DOC 894627
Instrument Date	Nov 7, 2022
Instrument	1331701
Transaction Type	Transfer
Record Updated	Nov 23, 2022
Title Company	PINNACLE LAND TITLE, PINNACLE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	145 E 450 N, PROVIDENCE, UT 84332-8400

Mortgage

Document Number	0001331703
Date	Nov 7, 2022
Instrument	1331703

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Mar 31, 2017
Property Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Document Number	01944/1224
Book / Page	1944 / 1224
Instrument Date	Mar 27, 2017
Instrument	1168928
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 E 450 N, PROVIDENCE, UT 84332-8400
Investor	Possibly a Property Investor

Mortgage

Document Number	01944/1225
Date	Mar 31, 2017
Book Page	1944/1225
Instrument	1168929

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (-11.11%)	$282,830 (+1.42%)	$514,236 (+1.42%) Land $157,800 Building $356,436
2023	$2,269.00	$278,880	$507,050 Land $136,250 Building $370,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2006–2017)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strata Networks Fiber	2,000 / 2,000
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Blue Spring Broadband, CenturyLink, T-Mobile.

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