145 E 265th St, Euclid, OH 44132 Property Records

Cuyahoga County property record for 145 E 265th St, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,644 sqft · built 1968
Lot Size	0.173 acres (7,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$114,000 (Apr 1993)
Tax Bill	$4,933 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`645-02-039`

Property Details

APN / Parcel Number

Primary APN	`645-02-039`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	1,644 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,575 sqft (0.173 acres)
Lot Dimensions	101 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	145 E 265TH ST
City	EUCLID
State	OH
Zip	44132-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR 20 SMITH 0010 ALL MB645 PG02 MB33654 PG0035
Legal Subdivision	SMITH
Legal Tract	20
Legal Lot Number	10
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	2
Census Block	2001
Census Tract	152301

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 E 265TH ST, EUCLID, OH 44132-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 1993 · Amount on Record
Deed Sale	Apr 23, 1993 · Amount on Record
Deed Document Number	0003365435
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	145 E 265TH ST, EUCLID, OH 44132-1211
Transaction Type	Mortgage
Record Updated	Jun 20, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000488
Date	May 25, 2022
Instrument	202205250488

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	2.79%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4.79%
Index	Prime Rate
Max Rate	8.79%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,933.00 (-0.46%) Homeowner's exemption	$76,370 (-) Land $12,810 Building $63,560
2024	$4,956.00 (+3.42%) Homeowner's exemption	$76,370 (+35.26%) Land $12,810 Building $63,560	$218,200 (+35.28%) Land $36,600 Building $181,600
2023	$4,792.00 (+2.37%) Homeowner's exemption	$56,460 (-) Land $10,570 Building $45,890
2022	$4,681.00 Homeowner's exemption	$56,460 Land $10,570 Building $45,890
2021			$161,300 Land $30,200 Building $131,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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