145 Duke St, Cooleemee, NC 27014 Property Records

Davie County property record for 145 Duke St, Cooleemee, NC 27014

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 1 ba · 1,181 sqft · built 1903
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Aug 2026)
Tax Bill$1,890 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM5160B0015

Property Details

APN / Parcel Number

Primary APNM5160B0015
Alternative APNs
  • 5735849612
  • 82522946
  • 8317782
  • 8320163

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,181 sqft Heated Area
Gross Area1,929 sqft
1st Floor Area1,181 sqft
Basement Area448 sqft
Unfinished Basement448 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions12.6 ft deep x 10 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area300 sqft
Shed1 Shed
Shed Area288 sqft
Storage Building384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number8320163
Street Address145 DUKE ST
CityCOOLEEMEE
StateNC
Zip27014-0077
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeR12
Legal Description1 LOT ERWIN MILLS
Legal SubdivisionERWIN MILLS INC
JurisdictionDAVIE NC
Township / Civil DivisionJERUSALEM
Census Block Group1
Census Block1014
Census Tract80702

Owner

Source: Davie County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address145 DUKE ST, COOLEEMEE, NC 27014-0077
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
May 3, 2023Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
May 9, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 10, 2017Deed of Trust, Mortgage · Conventional with PMI
SHARONVIEW FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2026 · Amount on Record
Deed SaleAug 4, 2026 · Amount on Record
Prior SaleMay 3, 2023 · Amount on Record
Deed Document Number20264026
Deed Book / Page1344 / 796
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIE NC
Recording DateAug 4, 2026
Property Address145 DUKE ST, COOLEEMEE, NC 27014-0077
Document Number0000004026
Book / Page1344 / 796
Instrument DateAug 4, 2026
Instrument20264026
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$42,420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 DUKE ST, COOLEEMEE, NC 27014-0077

Mortgage

Document Number0000004027,
DateAug 4, 2026
Instrument20264027
Lender
NamePLAINS COMMERCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIE NC
Recording DateMay 3, 2023
Property Address145 DUKE ST, COOLEEMEE, NC 27014-0077
Document Number0124800157
Book / Page1248 / 157
Map ReferenceMB 3 PG 11-14
Instrument DateMay 3, 2023
Instrument2051
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4858 HARMONY HWY, HAMPTONVILLE, NC 27020-7375

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 DUKE ST, COOLEEMEE, NC 27014-0077

Mortgage

Document Number0000002052
DateMay 3, 2023
Instrument2052
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIE NC
Recording DateMay 9, 2022
Property Address145 DUKE ST, COOLEEMEE, NC 27014-0077
Document Number0121900265
Book / Page1219 / 265
Map ReferenceMB 3 PG 11-14
Instrument DateMay 4, 2022
Instrument2958
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyAMROCK INC, AMROCK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2619 ALBION ST, 2619, HOLIDAY, FL 34691-3468

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 DUKE ST, COOLEEMEE, NC 27014-0077

Mortgage

Document Number0000002959
DateMay 9, 2022
Instrument2959
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIE NC
Property Address145 DUKE ST, COOLEEMEE, NC 27014-0077
Document Number0000004015
Book / Page001055 / 000018
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 8, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 DUKE ST COOLEEMEE NC 270140077, COOLEEMEE, NC 27014-0077

Mortgage

Document Number0000004015
DateJul 28, 2017
Book Page001055/000018
Instrument4015
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Davie County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavie County
MunicipalityCooleemee Town
Unified School DistrictDavie County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,890.00 (-3.82%)$163,780 (-) Land $20,000 Building $143,780$163,780 (-) Land $20,000 Building $143,780
2025$1,965.00 (+92.27%)$163,780 (+123.96%) Land $20,000 Building $143,780$163,780 (+123.96%) Land $20,000 Building $143,780
2023$1,022.00$73,130 Land $10,000 Building $63,130$73,130 Land $10,000 Building $63,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAVIE COUNTY WATER SYSTEM
serves 32,068 people · EPA ID NC0230015
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2022
Failure to filter
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zirrus
Fiber
6,000 / 6,000
Spectrum
Cable
1,000 / 1,000

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