145 Crystal Spring Dr, Ashton, MD 20861 Property Records

Montgomery County property record for 145 Crystal Spring Dr, Ashton, MD 20861

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,576 sqft · built 1995
Lot Size2.13 acres (92,783 sqft)
Owner2 Individual Names on File
Last Sale$711,000 (Feb 2004)
Tax Bill$8,858 (2025)
Deeds & MortgagesAug 2022 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-03056031

Property Details

APN / Parcel Number

Primary APN08-03056031
Alternative APN
  • 03056031

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,576 sqft Living Area
Gross Area3,836 sqft
1st Floor Area1,996 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBi-Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area92,783 sqft
Garage TypeAttached
Garage Area260 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Deck Area300 sqft
Shed1 Shed
Shed Area120 sqft
Gazebo24 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number03056031
Street Address145 CRYSTAL SPRING DR
CityASHTON
StateMD
Zip20861-3615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE2
Legal DescriptionSPRING LAWN FARM
Legal SubdivisionSPRING LAWN FARM
Legal BlockD
Legal Lot Number5
JurisdictionMONTGOMERY MD
Township / Civil Division8
Census Block Group1
Census Block1004
Census Tract701316

Owner

145 Crystal Spring Dr is owned and occupied by two individuals who bought it in February 2004.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address145 CRYSTAL SPRING DR, ASHTON, MD 20861-3615
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Oct 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2004 · Amount on File
Deed SaleFeb 3, 2004 · Amount on File
Prior SaleFeb 3, 2004 · Amount on File
Deed Document Number2004295848
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address145 CRYSTAL SPRING DR, ASHTON, MD 20861-3615
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 CRYSTAL SPRING DR, ASHTON, MD 20861-3615

Mortgage

Document Number0660950076
DateAug 2, 2022
Book Page66095/76
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term350 Months
DueOct 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateOct 1, 2028
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address145 CRYSTAL SPRING DR, ASHTON, MD 20861-3615
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 CRYSTAL SPRING DR, ASHTON, MD 20861-3615

Mortgage

Document Number0643130149
DateOct 19, 2021
Book Page64313/149
Lender
NameAMERIS BANK
TypeBank
AddressPOMPANO BEACH, FL 33067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 145 Crystal Spring Dr was $8,858.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$814,700 (+6.64%) Land $282,300 Building $532,400$814,700 (-) Land $282,300 Building $532,400
2025$8,858.00$764,000$814,700 Land $282,300 Building $532,400
2023$662,600 Land $282,300 Building $380,300$662,600 Land $282,300 Building $380,300
2022$6,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Crystal Spring Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1994–2012)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Crystal Spring Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Crystal Spring Dr

Nearby Streets

Search Property Records by Address or Parcel Number