Norfolk County and Franklin Town City property record for 145 Cottage St, Franklin, MA 02038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,311 sqft · built 1900 |
| Lot Size | 0.276 acres (12,009 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,181 (2025) |
| Deeds & Mortgages | Sep 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 66-028 |
| Primary APN | 66-028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,311 sqft Living Area |
| Gross Area | 2,871 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,009 sqft (0.276 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 66-028 |
|---|---|
| Street Address | 145 COTTAGE ST |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 45 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 442204 |
145 Cottage St is owner-occupied and held in a trust since September 2017.
Source: Norfolk County and Franklin Town City records, as of July 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 145 COTTAGE ST, FRANKLIN, MA 02038-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2017 |
| Deed Sale | Sep 13, 2017 |
| Deed Document Number | 201786792 |
| Deed Book / Page | 35438 / 443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Sep 13, 2017 |
| Property Address | 145 COTTAGE ST, FRANKLIN, MA 02038-2206 |
| Document Number | 35438-443 |
| Book / Page | 035438 / 000443 |
| Instrument Date | Sep 6, 2017 |
| Instrument | 86792 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 145 COTTAGE ST FRANKLIN MA 020382206, FRANKLIN, MA 02038-2206 |
The 2025 property tax bill for 145 Cottage St was $5,181, up 3.5% from the year before.
Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,181.00 (+3.52%) | $445,900 (+5.04%) Land $235,700 Building $210,200 | $408,500 (+0.44%) |
| 2024 | $5,005.00 (-5.6%) | $424,500 (+0.71%) Land $235,700 Building $188,800 | $406,695 |
| 2023 | $5,302.00 | $421,500 Land $257,300 Building $164,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Cottage St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Cottage St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
5G (outdoors only) and 4G LTE
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