145 Concord Rd, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 145 Concord Rd, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,384 sqft · built 1960
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Mar 2026)
Tax Bill	$10,995 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:217 L:28`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:217 L:28`
Alternative APNs	`217028000000000` `908190230000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,384 sqft Living Area
Gross Area	5,522 sqft
1st Floor Area	1,950 sqft
Attic	Attic
Attic Area	1,240 sqft
Basement Area	1,240 sqft
Unfinished Basement	1,240 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Contemporary
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	226,512 sqft (5.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	217028000000000
Street Address	145 CONCORD RD
City	KEENE
State	NH
Zip	03431-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Lot Number	28
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	4
Census Block	4002
Census Tract	971100

Owner

Source: Cheshire County and Keene City records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 MERRILL DR, BENNINGTON, NH 03442-4510
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit M & T BANK
Mar 5, 2026	Warranty Deed, Transfer ROCKET MORTGAGE LLC
Feb 25, 2021	Quit Claim Deed, Transfer · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	2026585
Deed Book / Page	3341 / 394
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	145 CONCORD RD, KEENE, NH 03431-2071
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03151-1331
Date	Feb 25, 2021
Book Page	3151/1331
Instrument	2102070

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	145 CONCORD RD, KEENE, NH 03431-2071
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003260-252
Date	Oct 10, 2023
Book Page	3260/252
Instrument	2307200

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Mar 5, 2026
Property Address	145 CONCORD RD, KEENE, NH 03431-2071
Document Number	003341-394
Book / Page	3341 / 394
Instrument Date	Feb 24, 2026
Instrument	2601585
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	22 MWERRILL DR, BENNINGTON, NH 03442-4510

Mortgage

Document Number	0002601586
Date	Mar 5, 2026
Instrument	2601586

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KEENE CITY NH
Recording Date	Feb 25, 2021
Property Address	145 CONCORD RD, KEENE, NH 03431-2071
Document Number	3151-1329
Book / Page	3151 / 1329
Instrument Date	Feb 8, 2021
Instrument	2102069
Transaction Type	Transfer
Record Updated	May 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 UPPER KNIGHT ST, KEENE, NH 03431-2043

Mortgage

Document Number	3151-1331
Date	Feb 25, 2021
Book Page	3151/1331
Instrument	2102070

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,995.00 (+7.74%)	$319,900 (+3.66%) Land $71,000 Building $248,900
2024	$10,205.00 (+5.89%)	$308,600 (+2.12%) Land $71,000 Building $237,600
2023	$9,637.00 (+2.77%)	$302,200 (-) Land $64,600 Building $237,600
2022	$9,377.00	$302,200 Land $64,600 Building $237,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1984–2012)
Most Recent Claim	May 2012 · Severe Storm And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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