Otsego County and Oneonta Town property record for 145 Collins Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,762 sqft · built 1976 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Oct 2013) |
| Tax Bill | $4,602 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 301.11-1-12.00 |
| Primary APN | 364600 301.11-1-12.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 994 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 768 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Width | 135 ft Width |
| Porch | Slab |
| Porch Area | 280 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 219677 |
|---|---|
| Street Address | 145 COLLINS DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 993MORNINGSIDE SUB 4 9 |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 590800 |
145 Collins Dr is owned and occupied by two individuals who bought it in October 2013.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 COLLINS DR, ONEONTA, NY 13820-3225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2013 · Amount on File |
| Deed Sale | Oct 3, 2013 · Amount on File |
| Deed Book / Page | 2013 / 5515 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 145 COLLINS DR, ONEONTA, NY 13820-3225 |
| Document Number | 0000002792 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 145 COLLINS DR ONEONTA NY 138203225, ONEONTA, NY 13820-3225 |
| Document Number | 0000002792 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2792 |
| Name | DELAWARE NAT'L BK/DELHI |
|---|---|
| Type | Bank |
| Address | WEST DAVENPORT, NY 13860 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jul 9, 2038 |
| Rate | 3.75% |
|---|
The 2026 property tax bill for 145 Collins Dr was $4,602 with a homeowner's exemption, up 3% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,602.00 (+3.05%) Homeowner's exemption | ||
| 2025 | $4,466.00 | $145,000 Land $41,300 Building $103,700 | $207,143 Land $59,000 Building $148,143 |
| 2023 | $1,312.00 Homeowner's exemption | $145,000 (-) Land $41,300 Building $103,700 | $185,897 (+12.82%) Land $52,949 Building $132,948 |
| 2022 | $145,000 Land $41,300 Building $103,700 | $164,773 Land $46,932 Building $117,841 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Collins Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (1979–2006) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Collins Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures