145 Coldwater Dr, Covington, GA 30016 Property Records

Newton County property record for 145 Coldwater Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,076 sqft · built 2005
Lot Size	0.98 acres (42,689 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Sep 2018)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0008A-00000-013-000`

Property Details

APN / Parcel Number

Primary APN	`0008A-00000-013-000`
Alternative APNs	`0008A 013` `2504`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,076 sqft Heated Area
1st Floor Area	1,708 sqft
Basement Area	2,878 sqft
Finished Basement	2,878 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,689 sqft (0.98 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	110 sqft
Patio Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2504
Old Parcel Number	0008A 013
Street Address	145 COLDWATER DR
City	COVINGTON
State	GA
Zip	30016-7818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 13 COLDWATER CREEK LL1
Legal Subdivision	COLDWATER CREEK
Legal Lot Number	13
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3002
Census Tract	100904

Owner

145 Coldwater Dr is owned and occupied by an individual who acquired it in September 2018.

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	145 COLDWATER DR, COVINGTON, GA 30016-7818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL
Sep 24, 2018	Grant Deed, Transfer · Conventional with PMI ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on File
Deed Sale	Sep 18, 2018 · Amount on File
Prior Sale	Jun 13, 2005 · Amount on File
Deed Document Number	0003752190
Deed Book / Page	3752 / 190
Last Transfer Date	Sep 24, 2018
Transfer Doc	0037520190
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	145 COLDWATER DR, COVINGTON, GA 30016-7818
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 COLDWATER DR, COVINGTON, GA 30016-7818

Mortgage

Document Number	0042160000000583
Date	Jun 23, 2021
Book Page	0000004216/0000000583
Instrument	011758

Lender

Name	HOMEOWNERS FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Sep 24, 2018
Property Address	145 COLDWATER DR, COVINGTON, GA 30016-7818
Document Number	0037520190
Book / Page	003752 / 000190
Instrument Date	Sep 18, 2018
Instrument	11715
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 COLDWATER DR COVINGTON GA 300167818, COVINGTON, GA 30016-7818

Mortgage

Document Number	37520191
Date	Sep 24, 2018
Book Page	003752/000191
Instrument	11716

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 145 Coldwater Dr was $3,543 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00 Homeowner's exemption	$144,400 Land $17,600 Building $126,800	$361,000 Land $44,000 Building $317,000
2023		$131,600 Land $8,800 Building $122,800	$329,000 Land $22,000 Building $307,000
2022	$3,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Coldwater Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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