Putnam County and Philipstown Town property record for 145 Cloudbank Rd, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,601 sqft · built 2010 |
| Lot Size | 4.14 acres (180,338 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,150,000 (Aug 2024) |
| Tax Bill | $13,446 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 82.-1-21 |
| Primary APN | 372689 82.-1-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,601 sqft Living Area |
| 1st Floor Area | 796 sqft |
| 2nd Floor Area | 805 sqft |
| Upper Floors Area | 1,168 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Lot Area | 180,338 sqft (4.14 acres) |
| Lot Width | 270 ft Width |
| View / Lot | Waterfront |
| Garage Area | 1,601 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 253 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 101466 |
|---|---|
| Street Address | 145 CLOUDBANK RD |
| City | GARRISON |
| State | NY |
| Zip | 10524-3301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 21.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 10800 |
Source: Putnam County and Philipstown Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 220 MAHOPAC AVE, YORKTOWN HEIGHTS, NY 10598-6300 |
| Owner Type | Company |
| Vesting | Limited Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2024 · Amount on Record |
| Deed Sale | Aug 13, 2024 · Amount on Record |
| Prior Sale | Apr 5, 2022 · Amount on Record |
| Deed Document Number | 20244436 |
| Deed Book / Page | 2366 / 335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 5, 2022 |
| Property Address | 145 CLOUDBANK RD, GARRISON, NY 10524-3301 |
| Document Number | 0022670123 |
| Book / Page | 2267 / 123 |
| Instrument Date | Mar 25, 2022 |
| Instrument | 3433-2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2022 |
| Title Company | NOT AVAILABLE, CITYLINE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 213 W 35TH ST # ST802A, 213, NEW YORK, NY 10001-1903 |
| Name | Verified Name |
|---|---|
| Address | 60 S 8TH ST APT D325, D325, BROOKLYN, NY 11249-6164 |
| Document Number | 0007622179 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 7622/179 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Monthly |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 4.75% |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Garrison Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323,600 (+1.51%) Land $123,000 Building $200,600 | $1,055,103 (+16.56%) | |
| 2024 | $13,446.00 | ||
| 2023 | $318,800 (-) Land $123,000 Building $195,800 | $905,168 (+11.73%) Land $349,234 Building $555,934 | |
| 2022 | $318,800 Land $123,000 Building $195,800 | $810,165 Land $312,579 Building $497,586 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 11 (2011–2023) |
| Claims Outside the SFHA | 10 of 11 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
5G (outdoors only) and 4G LTE
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