Hardin County property record for 145 Clement Dr, Savannah, TN 38372
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 832 sqft · built 1961 |
| Lot Size | 0.415 acres (18,118 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Mar 2025) |
| Tax Bill | $372 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Line of Credit Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036108B E 00800 |
| Primary APN | 036108B E 00800 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,118 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Utility Building | 96 sqft |
| Heating System | Radiant |
|---|
| Street Address | 145 CLEMENT DR |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-5920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ENCHANTED OAKS 29 |
| Legal Subdivision | ENCHANTED OAKS |
| Legal Lot Number | 29 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 920501 |
145 Clement Dr is owned by an individual who bought it in March 2025.
Source: Hardin County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 295 FLORENCE RD, SAVANNAH, TN 38372-2505 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer · Line of Credit CENTRAL BANK |
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit THE HARPIN COUNTY BANK |
| Mar 17, 2025 | Warranty Deed, Transfer NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES LLC |
| Jan 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage CB & S BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on File |
| Deed Sale | Mar 17, 2025 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Document Number | 178925 |
| Deed Book / Page | 843 / 1068 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Jul 31, 2026 |
| Property Address | 145 CLEMENT DR, SAVANNAH, TN 38372-5920 |
| Document Number | 0000187475 |
| Book / Page | 854 / 2439 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 2026187475 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,844.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 DAVIS ST, SAVANNAH, TN 38372-1859 |
| Document Number | 0000187476, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026187476 |
| Name | CENTRAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 1, 2031 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 145 CLEMENT DR, SAVANNAH, TN 38372-5920 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 59 TY LN, MICHIE, TN 38357-5395 |
| Document Number | 0008331556 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 833/1556 |
| Instrument | 171376 |
| Name | THE HARPIN COUNTY BANK |
|---|---|
| Address | SAVANNAH, TN 38372 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Mar 17, 2025 |
| Property Address | 145 CLEMENT DR, SAVANNAH, TN 38372-5920 |
| Document Number | 0008431068 |
| Book / Page | 843 / 1068 |
| Map Reference | MB 2 PG 86 |
| Instrument Date | Mar 13, 2025 |
| Instrument | 178925 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $129.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 295 FLORENCE RD, SAVANNAH, TN 38372-2505 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Jan 18, 2018 |
| Property Address | 145 CLEMENT DR, SAVANNAH, TN 38372-5920 |
| Document Number | 680850 |
| Book / Page | 000680 / 000850 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 133968 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $203.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 59 TY LN MICHIE TN 383575395, MICHIE, TN 38357-5395 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Mar 31, 2017 |
| Property Address | 145 CLEMENT DR, SAVANNAH, TN 38372-5920 |
| Document Number | 0000663420 |
| Book / Page | 663 / 420 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 129516 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 OLD SHILOH RD, ADAMSVILLE, TN 38310-2327 |
| Document Number | 0000663424 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 663/424 |
| Instrument | 129518 |
| Name | CB & S BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 48 Months |
| Due | Apr 1, 2021 |
The 2025 property tax bill for 145 Clement Dr was $372.
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $372.00 | $21,250 (-) Land $1,750 Building $19,500 | |
| 2024 | $372.00 | $21,250 (-) Land $1,750 Building $19,500 | |
| 2023 | $372.00 (+91.75%) | $21,250 (+126.06%) Land $1,750 Building $19,500 | $85,000 (+126.06%) Land $7,000 Building $78,000 |
| 2022 | $194.00 | $9,400 Land $1,125 Building $8,275 | $37,600 Land $4,500 Building $33,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 145 Clement Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Clement Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TVEC Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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