145 Clapboard Run, Cibolo, TX 78108 Property Records

Guadalupe County property record for 145 Clapboard Run, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,959 sqft · built 2007
Lot Size	0.125 acres (5,430 sqft)
Owner	2 Individual Names on File
Last Sale	$381,806 (Dec 2023)
Tax Bill	$4,835 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1G3289200103300000`

Property Details

APN / Parcel Number

Primary APN	`1G3289200103300000`
Alternative APNs	`000000126878` `000000214862` `000000293273` `126878`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,959 sqft Living Area
Gross Area	3,513 sqft
1st Floor Area	1,489 sqft
2nd Floor Area	14,705 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,430 sqft (0.125 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	114 sqft
Patio Area	373 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	145 CLAPBOARD RUN
City	CIBOLO
State	TX
Zip	78108-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN CREEK VILLAGE #2 BLOCK 1 LOT 33
Legal Subdivision	TOWN CREEK VILLAGE #2
Legal Tract	33
Legal Block	1
Legal Lot Number	33
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	4
Census Block	4000
Census Tract	210718

Owner

145 Clapboard Run is owned and occupied by two individuals who bought it in December 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Oct 17, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 25, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
Dec 1, 2023	Vendor's Lien, Transfer · FHA Mortgage MEGA CAPITAL FUNDING INC
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Nov 16, 2017	Vendor's Lien, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	202329281
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	0000027095
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	MEMBERS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099031925
Date	Sep 14, 2021
Instrument	202199031925

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099025337
Date	Oct 17, 2024
Instrument	202499025337

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2054

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334

Mortgage

Document Number	0099015644
Date	Jun 25, 2025
Instrument	202599015644

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Dec 1, 2023
Property Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334
Document Number	0099029281
Map Reference	VOL 7 PG 209
Instrument Date	Nov 30, 2023
Instrument	202399029281
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	MEMBERS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334

Mortgage

Document Number	0099029282
Date	Dec 1, 2023
Instrument	202399029282

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002654
Date	Feb 2, 2017
Instrument	2017002654

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

November 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 16, 2017
Property Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334
Document Number	0000027095
Map Reference	VOL7 PG209&210
Instrument Date	Nov 15, 2017
Instrument	2017027095
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CLAPBOARD RUN, CIBOLO, TX 78108-4334

Mortgage

Document Number	0000027096
Date	Nov 16, 2017
Instrument	2017027096

Lender

Name	PENTAGON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 145 Clapboard Run was $4,835 with a homeowner's exemption, down 34.4% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,937 (-3.54%) Land $40,449 Building $277,488	$317,937 (-3.54%) Land $40,449 Building $277,488
2025	$4,835.00 (-34.38%) Homeowner's exemption	$329,596 Land $35,602 Building $293,994	$329,596 Land $35,602 Building $293,994
2024	$7,368.00 (+54.66%)
2023	$4,764.00 (-12.52%) Homeowner's exemption	$391,597 Land $45,135 Building $346,462	$391,597 Land $45,135 Building $346,462
2022	$5,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Clapboard Run in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Clapboard Run is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ZipLink Internet Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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