145 Church St, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 145 Church St, Ware, MA 01082

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,646 sqft · built 1825
Lot Size4.45 acres (194,164 sqft)
OwnerIndividual Name on File
Last Sale$498,750 (May 2025)
Tax Bill$6,681 (2026)
Deeds & MortgagesMar 2021 Line of Credit
Feb 2023 Refinance
+ 1 more
APNWARE M:00030 B:00000 L:00030

Property Details

APN / Parcel Number

Primary APNWARE M:00030 B:00000 L:00030
Alternative APN
  • 4211

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,646 sqft Living Area
Gross Area5,812 sqft
Basement Area1,323 sqft
Unfinished Basement1,323 sqft

Exterior

Year BuiltBuilt 1825
Effective Year BuiltEffective 1825
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area194,164 sqft (4.45 acres)

Utilities, Heating & Cooling

Heating SystemSpace Heater
Heating FuelWood

Location & Zoning

Account Number4211
Street Address145 CHURCH ST
CityWARE
StateMA
Zip01082-1206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Lot Number30
JurisdictionWARE MA
Township / Civil DivisionWARE
Census Block Group2
Census Block2027
Census Tract820101

Owner

145 Church St is owned and occupied by an individual who bought it in May 2025.

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address145 CHURCH ST, WARE, MA 01082-1206
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2021Deed of Trust, Mortgage · Line of Credit
MONSON SAVINGS BANK
Feb 6, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
QUABOAG VALLEY BUSINESS ASSISTANCE CORP
May 28, 2025Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2025 · Amount on File
Deed SaleMay 28, 2025 · Amount on File
Prior SaleOct 2, 2014
Deed Book / Page15430 / 147
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARE MA
Property Address145 CHURCH ST, WARE, MA 01082-1206
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014008-55
DateMar 10, 2021
Book Page14008/55
Instrument5648
Lender
NameMONSON SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueApr 1, 2046
Interest
Rate TypeAdjustable Rate

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARE MA
Property Address145 CHURCH ST, WARE, MA 01082-1206
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014795-285
DateFeb 6, 2023
Book Page14795/285
Instrument1737
Lender
NameQUABOAG VALLEY BUSINESS ASSISTANCE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARE MA
Recording DateMay 28, 2025
Property Address145 CHURCH ST, WARE, MA 01082-1206
Document Number015430-147
Book / Page15430 / 147
Instrument DateMay 28, 2025
Instrument8103
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address145 CHURCH ST, WARE, MA 01082-1206

Mortgage

Document Number0000008104
DateMay 28, 2025
Instrument8104
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 145 Church St was $6,681, down 2.9% from the year before.

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampshire County
County SubdivisionWare Town
Unified School DistrictWare School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,681.00 (-2.88%)$461,100 (+0.94%) Land $70,600 Building $390,500$463,594 (-1.5%)
2025$6,879.00$456,800 Land $75,200 Building $381,600$470,630 (-2.75%)
2024$483,930
2023$6,523.00$377,900 Land $68,300 Building $309,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 145 Church St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Church St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARE WATER DEPT
serves 10,066 people · EPA ID MA1309000
Water SourceGroundwater
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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