145 Chicora Way, Ruffin, SC 29475 Property Records

Colleton County property record for 145 Chicora Way, Ruffin, SC 29475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 2004
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2026)
Tax Bill	$5,043 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`144-00-00-118.000`

Property Details

APN / Parcel Number

Primary APN	`144-00-00-118.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
1st Floor Area	1,013 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Lot Area	60,984 sqft (1.4 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	145 CHICORA WAY
City	RUFFIN
State	SC
Zip	29475-4251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT 4 TRACT S OF S-15-64 HUDSON MILL MAPPLATB 707 MAPPLATP 7
Legal Subdivision	INDIAN CREEK RUN SUBDIVISION
Legal Lot Number	4
Jurisdiction	COLLETON SC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2005
Census Tract	970301

Owner

Source: Colleton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11282 BELLS HWY, RUFFIN, SC 29475-4148
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 1, 2026	Public Action, Foreclosure NONE LISTED ON DOCUMENT
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 7, 2023	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2026 · Amount on Record
Deed Sale	Sep 17, 2026 · Amount on Record
Prior Sale	Sep 1, 2026 · Amount on Record
Deed Document Number	20265221
Deed Book / Page	3627 / 109
Prior Transfer Date	Aug 5, 2026
Prior Transfer Doc	0000004867
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLETON SC
Recording Date	Sep 17, 2026
Property Address	145 CHICORA WAY, RUFFIN, SC 29475-4251
Document Number	0000005221
Book / Page	3627 / 109
Instrument Date	Sep 16, 2026
Instrument	20265221
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$74,740.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11282 BELLS HWY, RUFFIN, SC 29475-4148
Investor	Possibly a Property Investor

September 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	COLLETON SC
Recording Date	Sep 1, 2026
Property Address	145 CHICORA WAY, RUFFIN, SC 29475-4251
Document Number	0000004867
Book / Page	3620 / 118
Instrument Date	Aug 5, 2026
Instrument	20264867
Transaction Type	Foreclosure
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$29,896.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLETON SC
Recording Date	Apr 2, 2026
Property Address	145 CHICORA WAY, RUFFIN, SC 29475-4251
Document Number	0000001887
Book / Page	3560 / 171
Instrument Date	Mar 3, 2026
Instrument	20261887
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHICORA WAY, RUFFIN, SC 29475-4251

Mortgage

Document Number	0000001887,
Date	Apr 2, 2026
Book Page	3560/171
Instrument	20261887

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2066

Interest

Rate	6.11%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLETON SC
Recording Date	Dec 7, 2023
Property Address	145 CHICORA WAY, RUFFIN, SC 29475-4251
Document Number	0032670246
Book / Page	3267 / 246
Map Reference	MB 707 PG 7
Instrument Date	Aug 21, 2023
Instrument	2023006356
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	NC TITLE COMPANY, NETCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHICORA WAY, RUFFIN, SC 29475-4251

Mortgage

Document Number	2023006357
Date	Dec 7, 2023
Instrument	2023006357

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Colleton County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Colleton County
Unified School District	Colleton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,043.00 (+4.65%)	$230,200 (-) Land $30,000 Building $200,200	$230,200 (+109.27%) Land $30,000 Building $200,200
2024	$4,819.00 (+106.2%)	$230,200 (+109.27%) Land $30,000 Building $200,200
2023	$2,337.00 (+0.3%)	$110,000 (-) Land $14,300 Building $95,700	$110,000 (-52.22%) Land $14,300 Building $95,700
2022	$2,330.00	$110,000 Land $14,300 Building $95,700	$230,200 Land $30,000 Building $200,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 59% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Palmetto Telephone Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chicora Way

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