145 Chestnut St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 145 Chestnut St, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,333 sqft · built 1925
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Aug 2020)
Tax Bill	$8,876 (2025)
Deeds & Mortgages	Jan 2024 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00124-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-00124-0000-00013`
Alternative APN	`100012400013`

Interior

Stories	1 Story
Building Area	1,333 sqft Living Area
1st Floor Area	1,333 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	145 CHESTNUT ST
City	MIDDLESEX
State	NJ
Zip	08846-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X150
Legal Subdivision	ROY V PIERCE PROP
Legal Block	124
Legal Lot Number	13
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3011
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00124-0000-00013

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 06, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 25, 2020	Deed, Transfer · FHA Mortgage VAST BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Jun 11, 2014 · Amount on Record
Deed Document Number	202077901
Deed Book / Page	17997 / 1546
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016
Transaction Type	Mortgage
Record Updated	Jan 25, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016

Mortgage

Document Number	0000000977
Date	Jan 05, 2024
Book Page	19374/1375
Instrument	2024000977

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	320 Months
Due	Sep 01, 2050

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016

Mortgage

Document Number	0000044532
Date	May 06, 2022
Book Page	18919/636
Instrument	2022044532

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Apr 01, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016
Transaction Type	Mortgage
Record Updated	Oct 07, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016

Mortgage

Document Number	2021119072
Date	Sep 20, 2021
Book Page	18634/582
Instrument	2021119072

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Sep 01, 2050

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 25, 2020
Property Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016
Document Number	2020077901
Book / Page	17997 / 1546
Instrument Date	Aug 14, 2020
Instrument	2020077901
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	MAC ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 STONINGHAM DR, 11, WARREN, NJ 07059-6740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 CHESTNUT ST, MIDDLESEX, NJ 08846-1016
Investor	Possibly a Property Investor

Mortgage

Document Number	2020077902
Date	Aug 25, 2020
Instrument	2020077902

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,800 (+3.13%) Land $149,300 Building $282,500	$431,800 (+3.13%) Land $149,300 Building $282,500
2025	$8,876.00 (+6.82%)	$418,700 (+16.6%) Land $149,300 Building $269,400	$418,700 (+16.6%) Land $149,300 Building $269,400
2024	$8,309.00 (+6.88%)
2023		$359,100 Land $149,300 Building $209,800	$359,100 Land $149,300 Building $209,800
2022	$7,774.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230001023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024, river or lake flooding
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

May also be available at this address: AT&T, Xfinity, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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