145 Cherry St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 145 Cherry St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 645 sqft · built 1930
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Aug 2021)
Tax Bill	$4,258 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`NAUG M:4-33W6-3`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:4-33W6-3`
Alternative APNs	`NAUG M:042 L:7901` `AO13 33W6 3` `042-7901` `42-7901`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	645 sqft Living Area
Gross Area	1,311 sqft
1st Floor Area	645 sqft
Basement Area	645 sqft
Unfinished Basement	645 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	42-7901
Street Address	145 CHERRY ST
City	NAUGATUCK
State	CT
Zip	06770-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Lot Number	7901
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2014
Census Tract	345300

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 CHERRY ST, NAUGATUCK, CT 06770-4507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Aug 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on Record
Deed Sale	Aug 19, 2021 · Amount on Record
Prior Sale	Oct 25, 1993 · Amount on Record
Deed Document Number	20213690
Deed Book / Page	1081 / 203
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	145 CHERRY ST, NAUGATUCK, CT 06770-4507
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001175-447
Date	Jan 29, 2026
Book Page	1175/447
Instrument	2026-286

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 19, 2021
Property Address	145 CHERRY ST, NAUGATUCK, CT 06770-4507
Document Number	001081-203
Book / Page	1081 / 203
Instrument Date	Aug 17, 2021
Instrument	3690
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	660 MIX AVE APT 6G, 6G, HAMDEN, CT 06514-2384

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,258.00 (+1.65%)	$105,280 (-) Land $28,490 Building $76,790	$261,373 (+254.66%)
2025	$4,189.00	$105,280 (-) Land $28,490 Building $76,790	$73,696 Land $19,943 Building $53,753
2024	$4,189.00 (-11.08%)
2023	$4,711.00 (+8.3%)	$105,280 (+15.57%) Land $28,490 Building $76,790
2022	$4,350.00	$91,100 Land $30,370 Building $60,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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