St. Johns County property record for 145 Charmer Trce, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,108 sqft · built 2025 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $426,000 (Oct 2025) |
| Tax Bill | $4,505 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029015-1480 |
| Primary APN | 029015-1480 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 2,690 sqft |
| 1st Floor Area | 2,108 sqft |
| Flooring | Carpet |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 44 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 145 CHARMER TRCE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 126/14-24 WHISPER CREEK PHASE 12 UNIT A LOT 148 OR6245/1130 |
| Legal Subdivision | WHISPER CREEK PHASE 12 UNIT A |
| Legal Block | 1 |
| Legal Lot Number | 148 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4026 |
Source: St. Johns County records · APN 029015-1480
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 CHARMER TRCE, SAINT AUGUSTINE, FL 32092-1494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Deed Document Number | 202587325 |
| Deed Book / Page | 6245 / 1130 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 27, 2025 |
| Property Address | 145 CHARMER TRCE, SAINT AUGUSTINE, FL 32092-1494 |
| Document Number | 0062451130 |
| Book / Page | 6245 / 1130 |
| Map Reference | MB 4032 PG 1522 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025087325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,982.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629 |
| Name | Verified Name |
|---|---|
| Address | 145 CHARMER TRCE, ST AUGUSTINE, FL 32092-1494 |
| Document Number | 0062451134 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 6245/1134 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,079 (+261.08%) Land $105,000 Building $256,079 | $361,079 (+261.08%) Land $105,000 Building $256,079 | |
| 2025 | $4,505.00 | $100,000 | $100,000 Land $100,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 56% of the US · above 27% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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