Monroe County property record for 145 Chalmette Cir, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,864 sqft · built 1995 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $7,064 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-69-00073-197 |
| Primary APN | 55-69-00073-197 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 2,864 sqft Living Area |
| 1st Floor Area | 1,737 sqft |
| Basement Area | 1,595 sqft |
| Unfinished Basement | 1,595 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 162 ft deep x 84.7 ft wide |
| Terrain | Rolling |
| Garage Area | 574 sqft |
| Driveway | Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 74 sqft |
| Balcony Area | 17 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 145 CHALMETTE CIR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | FRENCHMAN'S PLAT NO 2 LOT 97 |
| Legal Subdivision | FRENCHMANS 2 |
| Legal Lot Number | 97 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 831400 |
145 Chalmette Cir is owner-occupied and held in a trust since November 2014.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 145 CHALMETTE CIR, MONROE, MI 48162-3588 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 1996 |
| Deed Sale | Sep 12, 1996 |
| Last Transfer Date | Nov 14, 2014 |
| Transfer Doc | 0000021847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 145 CHALMETTE CIR, MONROE, MI 48162-3588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004188 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 2018R04188 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 145 Chalmette Cir was $7,064 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,600 Land $254,600 | $509,200 Land $509,200 | |
| 2025 | $7,064.00 Homeowner's exemption | ||
| 2023 | $6,185.00 Homeowner's exemption | $190,430 | $380,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Chalmette Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Chalmette Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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