Campbell County property record for 145 Center St, Southgate, KY 41071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1954 |
| Owner | Individual Name on File |
| Last Sale | $96,000 (Sep 2002) |
| Tax Bill | $374 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-11-584.00 |
| Primary APN | 999-99-11-584.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Terrain | Steep |
| View / Lot | Fair |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999911584.00 |
|---|---|
| Street Address | 145 CENTER ST |
| City | SOUTHGATE |
| State | KY |
| Zip | 41071-3169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 373 NS SHALERS |
| Legal Subdivision | N S SCHALER |
| Legal Lot Number | 373 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 52500 |
145 Center St is owned and occupied by an individual who bought it in September 2002.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 CENTER ST, SOUTHGATE, KY 41071-3169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2002 · Amount on File |
| Deed Sale | Sep 23, 2002 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 145 CENTER ST, SOUTHGATE, KY 41071-3169 |
| Document Number | 0005097135 |
| Instrument Date | Aug 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 145 CENTER ST SOUTHGATE KY 410713169, SOUTHGATE, KY 41071-3169 |
| Document Number | 0005097135 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 002191/000648 |
| Instrument | 5097135 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 145 Center St was $374.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Southgate City |
| Elementary School District | Southgate Independent School District (PK - 08) |
| Secondary School District | Campbell County School District in Southgate ISD (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $374.00 | $101,500 Land $15,000 Building $86,500 | $101,500 Land $15,000 Building $86,500 |
| 2023 | $400.00 (-2.68%) | $101,500 (-) Land $15,000 Building $86,500 | $101,500 (-) Land $15,000 Building $86,500 |
| 2022 | $411.00 | $101,500 Land $15,000 Building $86,500 | $101,500 Land $15,000 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 145 Center St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 145 Center St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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