Beaver County property record for 145 Cedar Rdg Dr, Monaca, PA 15061
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,800 sqft · built 2002 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $144,550 (Aug 2002) |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-049-0148.000 |
| Primary APN | 56-049-0148.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 56-049-0148.000 |
|---|---|
| Street Address | 145 CEDAR RIDGE DR |
| City | MONACA |
| State | PA |
| Zip | 15061-2750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 49 CEDAR RIDGE EST PH2 HS |
| Legal Subdivision | CEDAR RIDGE ESTATE PH2 |
| Legal Phase | 2 |
| Legal Lot Number | 49 |
| Jurisdiction | BEAVER PA |
| Township / Civil Division | CENTER |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 603202 |
145 Cedar Rdg Dr is owned and occupied by an individual who acquired it in November 2024.
Source: Beaver County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 CEDAR RIDGE DR, MONACA, PA 15061-2750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Jul 26, 2019 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2002 · Amount on File |
| Deed Sale | Aug 5, 2002 · Amount on File |
| Deed Book / Page | 313 / 6111 |
| Last Transfer Date | Nov 6, 2024 |
| Transfer Doc | 0003705384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Recording Date | Apr 15, 2026 |
| Property Address | 145 CEDAR RIDGE DR, MONACA, PA 15061-2750 |
| Document Number | 0003729452 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 20263729452 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 145 CEDAR RIDGE DR, MONACA, PA 15061-2750 |
| Document Number | 0003729452, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 20263729452 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAVER PA |
| Property Address | 145 CEDAR RIDGE DR, MONACA, PA 15061-2750 |
| Document Number | 0003596817 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 145 CEDAR RIDGE DR MONACA PA 150612750, MONACA, PA 15061-2750 |
| Document Number | 0003596817 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 3596817 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 145 Cedar Rdg Dr was $639, down 76.2% from the year before.
Source: Beaver County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Beaver County |
| County Subdivision | Center Township |
| Unified School District | Central Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,250 (-) Land $30,000 Building $115,250 | $290,500 (-) Land $60,000 Building $230,500 | |
| 2025 | $639.00 (-76.2%) | $145,250 Land $30,000 Building $115,250 | $290,500 Land $60,000 Building $230,500 |
| 2024 | $2,685.00 (-42.44%) | ||
| 2023 | $4,665.00 | $44,050 Land $10,250 Building $33,800 | |
| 1982 | $88,100 Land $20,500 Building $67,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 145 Cedar Rdg Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective July 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2004–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Cedar Rdg Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTER TWP WATER AUTH serves 19,000 people · EPA ID PA5040007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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