145 Buff Ridge Rd, Boone, NC 28607 Property Records

Watauga County property record for 145 Buff Ridge Rd, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,880 sqft · built 1994
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2020)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2829-60-2330-000`

Property Details

APN / Parcel Number

Primary APN	`2829-60-2330-000`
Alternative APN	`1816158`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,880 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	720 sqft
Finished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	41,382 sqft (0.95 acres)
Garage Area	462 sqft
Porch	Porch
Porch Area	200 sqft
Patio Area	715 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1816158
Street Address	145 BUFF RIDGE RD
City	BOONE
State	NC
Zip	28607-8364
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 PANORAMA ESTATES
Legal Subdivision	PANORAMA ESTATES
Legal Lot Number	4
Jurisdiction	WATAUGA NC
Township / Civil Division	BLUE RIDGE
Census Block Group	3
Census Block	3029
Census Tract	920703

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3809 PROVIDENCE PLANTATION LN, CHARLOTTE, NC 28270-3776
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	2020695521
Deed Book / Page	2124 / 747
Prior Transfer Date	Nov 19, 2009
Prior Transfer Doc	0014850025
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 22, 2020
Property Address	145 BUFF RIDGE RD, BOONE, NC 28607-8364
Document Number	0021240747
Book / Page	2124 / 747
Map Reference	MB 3 PG 92
Instrument Date	Sep 16, 2020
Instrument	695521
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3809 PROVIDENCE PLANTATION LN, CHARLOTTE, NC 28270-3776

Mortgage

Document Number	0000695522
Date	Sep 22, 2020
Instrument	695522

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,200 (-) Land $78,400 Building $496,800
2025	$2,231.00 (+0.5%)	$575,200 (-) Land $78,400 Building $496,800
2024	$2,220.00		$575,200 Land $78,400 Building $496,800
2023		$575,200 Land $78,400 Building $496,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	87 units insured incl. 30 condo units
Nearby Flood Claims	58 (1987–2024)
Claims Outside the SFHA	9 of 58
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20