145 Blaine Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 145 Blaine Rd, Waterloo, IA 50701

Property Summary

Property TypeRural Home
Details3 bd · 3.5 ba · 2,800 sqft · built 1984
Lot Size4.16 acres (181,210 sqft)
OwnerCompany Name on Record
Tax Bill$9,168 (2025)
Deeds & MortgagesJul 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8813-21-276-012

Property Details

APN / Parcel Number

Primary APN8813-21-276-012

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,800 sqft Living Area
1st Floor Area2,800 sqft
Basement Area2,100 sqft
Unfinished Basement2,100 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area181,210 sqft (4.16 acres)
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces
Patio Area974 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address145 BLAINE RD
CityWATERLOO
StateIA
Zip50701-9260
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionUNPLATTED WLOO WEST PART OF SE QTR NE QTR SEC 21 T 88 R 13 DESC AS COM AT SE COR NE QTR OF SAID SEC TH N 854.71 FT TH DEFLECT
Legal Range13W
Legal Township88N
Legal Section21
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1046
Census Tract3001

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address145 BLAINE RD, WATERLOO, IA 50701-9260
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address145 BLAINE RD, WATERLOO, IA 50701-9260
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000000467
DateJul 8, 2019
Instrument202000000467
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,168.00 (+2.64%) Homeowner's exemption$487,580 (+9.71%) Land $6,340 Building $481,240$487,580 (+9.13%) Land $6,340 Building $481,240
2024$8,932.00 (+27.86%)
2023$444,420 (+34.47%) Land $2,610 Building $441,810$446,800 (+34.42%)
2022$6,986.00 Homeowner's exemption Additional exemption filed$330,490 Land $2,090 Building $328,400
2021$332,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 individual policies
Nearby Flood Policies37 units insured
incl. 16 condo units
Nearby Flood Claims2 (1985–2020)
Most Recent ClaimJun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Blaine Rd

Nearby Streets

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