145 Beech St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 145 Beech St, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,512 sqft · built 1962
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$372,500 (Oct 2019)
Tax Bill	$6,422 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`128-015`

Property Details

APN / Parcel Number

Primary APN	`128-015`
Alternative APNs	`FRAN M:211 L:121` `M:128 L:015`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,866 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,002 sqft (0.344 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	128-015
Street Address	145 BEECH ST
City	FRANKLIN
State	MA
Zip	02038-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	121
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	2
Census Block	2006
Census Tract	442103

Owner

Source: Norfolk County and Franklin Town City records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	145 BEECH ST, FRANKLIN, MA 02038-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 2, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 24, 2017	Deed of Trust, Mortgage · ARM REVERSE MORTGAGE FUND
Oct 3, 2019	Quit Claim Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	201990273
Deed Book / Page	37214 / 559
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	37214-559
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Recording Date	Jul 2, 2026
Property Address	145 BEECH ST, FRANKLIN, MA 02038-2604
Document Number	0000046382
Book / Page	43216 / 528
Instrument Date	Jun 28, 2026
Instrument	202646382
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 BEECH ST, FRANKLIN, MA 02038-2604

Mortgage

Document Number	0000046382,
Date	Jul 2, 2026
Book Page	43216/528
Instrument	202646382

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Amount	Amount Recorded
Term	277 Months
Due	Aug 1, 2049

Interest

Rate	6.53%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	145 BEECH ST, FRANKLIN, MA 02038-2604
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041551-91
Date	Dec 11, 2023
Book Page	41551/91
Instrument	81516

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2050

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	145 BEECH ST, FRANKLIN, MA 02038-2604
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040356-588
Date	Mar 2, 2022
Book Page	40356/588
Instrument	18865

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	145 BEECH ST, FRANKLIN, MA 02038-2604
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35134-225
Date	May 24, 2017
Book Page	35134/225
Instrument	44721

Lender

Name	REVERSE MORTGAGE FUND

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.27%
Margin	13

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 3, 2019
Property Address	145 BEECH ST, FRANKLIN, MA 02038-2604
Document Number	37214-559
Book / Page	37214 / 559
Instrument Date	Sep 24, 2019
Instrument	90273
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 BEECH ST, FRANKLIN, MA 02038-2604

Mortgage

Document Number	90274
Date	Oct 3, 2019
Instrument	90274

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,422.00 (+12.25%)	$552,700 (+13.91%) Land $242,500 Building $310,200	$538,270 (+5.81%)
2024	$5,721.00 (-2.26%)	$485,200 (+4.28%) Land $242,500 Building $242,700	$508,725
2023	$5,853.00	$465,300 Land $244,500 Building $220,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2005–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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