Polk County property record for 145 Audubon Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,238 sqft · built 1977 |
| Lot Size | 0.191 acres (8,329 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-01-663510-000540 |
| Primary APN | 26-29-01-663510-000540 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,238 sqft Living Area |
| Gross Area | 1,744 sqft |
| 1st Floor Area | 1,238 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,329 sqft (0.191 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 145 AUDUBON RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GARDEN GROVE SOUTH PB 63 PG 1 LOT 54 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 01 |
| Legal Subdivision | GARDEN GROVE SOUTH PHASE 1 AND 2 |
| Legal Tract | 663510 |
| Legal Block | 2 |
| Legal Lot Number | 54 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 14001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Aug 18, 2022 | Deed, Transfer |
| Oct 15, 2018 | Loan Modification, Mortgage · Conventional Mortgage BOWERHAUS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2014 |
| Deed Sale | Jan 9, 2014 |
| Prior Sale | Dec 31, 2013 · Amount on Record |
| Deed Document Number | 20144611 |
| Deed Book / Page | 9152 / 1601 |
| Last Transfer Date | Jul 15, 2022 |
| Transfer Doc | 0000224835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 145 AUDUBON RD, WINTER HAVEN, FL 33884-2503 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Document Number | 0000242920 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 12873/352 |
| Instrument | 2023242920 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 10, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 18, 2022 |
| Property Address | 145 AUDUBON RD, WINTER HAVEN, FL 33884-2503 |
| Document Number | 0000224835 |
| Book / Page | 12384 / 660 |
| Map Reference | MB 63 PG 1 |
| Instrument Date | Jul 15, 2022 |
| Instrument | 2022224835 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2161 E COUNTY ROAD #153153, 153153, LAKELAND, FL 33813 |
| Name | Verified Name |
|---|---|
| Address | 122 E LAKE AVE, LONGWOOD, FL 32750-5441 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 145 AUDUBON RD, WINTER HAVEN, FL 33884-2503 |
| Document Number | 0106690802 |
| Instrument Date | Oct 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 2161 E COUNTY ROAD 540A #153 LAKELAND FL 338133794, 153, LAKELAND, FL 33813-3794 |
| Document Number | 0106690802 |
|---|---|
| Date | Nov 13, 2018 |
| Book Page | 010669/000802 |
| Instrument | 237673 |
| Name | BOWERHAUS LLC |
|---|---|
| Address | 5337 N SOCRUM LOOP RD # I05, LAKELAND, FL 33809-4256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Nov 12, 2020 |
| Rate | 9% |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,719 (-1.48%) Land $35,000 Building $158,719 | $193,719 (-1.48%) Land $35,000 Building $158,719 | |
| 2025 | $2,542.00 (+54.43%) | $196,639 (+1.43%) Land $35,000 Building $161,639 | $196,639 (+1.43%) Land $35,000 Building $161,639 |
| 2024 | $1,646.00 (-5.67%) | ||
| 2023 | $1,745.00 (+24.38%) | $193,863 (+5.98%) Land $34,000 Building $159,863 | $193,863 (+5.98%) Land $34,000 Building $159,863 |
| 2022 | $1,403.00 | $182,917 Land $28,000 Building $154,917 | $182,917 Land $28,000 Building $154,917 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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