145 Ancona Ave, Debary, FL 32713 Property Records

Volusia County property record for 145 Ancona Ave, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,092 sqft · built 2016
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Feb 2023)
Tax Bill	$555 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8031-09-00-2060`

Property Details

APN / Parcel Number

Primary APN	`8031-09-00-2060`
Alternative APNs	`31183009002060` `6514950.0` `6514950`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,512 sqft
1st Floor Area	2,092 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	121 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	6514950
Street Address	145 ANCONA AVE
City	DEBARY
State	FL
Zip	32713-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 206 RIVIERA BELLA UNIT 2B MB 52 PGS 56-63 INC PER OR 5747 PGS 4554-4555 PER OR 6752 PGS 2281-2285 INC PER OR 7036 PGS 1492-1495 INC PER OR 7059 PG 3291 PER OR 7346 PG 2506 PER OR 8371 PG 3781 PER OR 8670 PG 4230
Legal Range	30E
Legal Township	18S
Legal Section	31
Legal Subdivision	RIVIERA BELLA UNIT 2B MB
Legal Tract	09
Legal Lot Number	206
Legal Unit	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1029
Census Tract	90904

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 ANCONA AVE, DEBARY, FL 32713-5403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Warranty Deed, Transfer · VA Mortgage TOP FLITE FINANCIAL INC
Jun 5, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 14, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Jan 9, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2023 · Amount on Record
Deed Sale	Feb 22, 2023 · Amount on Record
Prior Sale	Jan 9, 2017 · Amount on Record
Deed Document Number	202337020
Deed Book / Page	8371 / 3781
Last Transfer Date	Feb 27, 2025
Transfer Doc	0086704230
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Feb 22, 2023
Property Address	145 ANCONA AVE, DEBARY, FL 32713-5403
Document Number	0083713781
Book / Page	8371 / 3781
Map Reference	MB 52 PG 56-63
Instrument Date	Feb 14, 2023
Instrument	2023037020
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	145 ANCONA AVE, DEBARY, FL 32713-5403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 ANCONA AVE, DEBARY, FL 32713-5403

Mortgage

Document Number	0083713783
Date	Feb 22, 2023
Instrument	8371/3783

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	145 ANCONA AVE, DEBARY, FL 32713-5403
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077033127
Date	Jun 5, 2019
Book Page	7703/3127
Instrument	2019-110387

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	VOLUSIA FL
Property Address	145 ANCONA AVE, DEBARY, FL 32713-5403
Document Number	0079014010
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 ANCONA AVE DEBARY FL 327135403, DEBARY, FL 32713-5403

Mortgage

Document Number	0079014010
Date	Aug 28, 2020
Book Page	007901/004010
Instrument	161601

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 9, 2017
Property Address	145 ANCONA AVE, DEBARY, FL 32713-5403
Document Number	0073462506
Book / Page	007346 / 002506
Instrument Date	Dec 28, 2016
Instrument	3733
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2017
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,963.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	145 ANCONA AVE DEBARY FL 327135403, DEBARY, FL 32713-5403

Mortgage

Document Number	73462507
Date	Jan 9, 2017
Book Page	007346/002507
Instrument	3734

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,339 (+2.7%)	$364,657 (+3.07%) Land $55,000 Building $309,657
2025	$555.00 (+7.77%) Veteran's exemption	$353,787 (+42.86%) Land $54,999 Building $298,788	$353,787 (-13.02%) Land $54,999 Building $298,788
2024	$515.00 (-85.88%)
2023	$3,648.00 (+2.18%) Homeowner's exemption	$247,650 (+3%)	$406,752 (+22.04%) Land $53,015 Building $353,737
2022	$3,570.00 Homeowner's exemption	$240,437	$333,295 Land $51,767 Building $281,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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