Middlesex County and Lowell City property record for 145 A St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,754 sqft · built 1951 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $235,000 (Oct 2012) |
| Tax Bill | $5,635 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C02390 |
| Primary APN | C02390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Gross Area | 3,102 sqft |
| 1st Floor Area | 1,235 sqft |
| Basement Area | 837 sqft |
| Unfinished Basement | 789 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | C02390 |
|---|---|
| Street Address | 145 A ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-4116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 5 |
| Legal Lot Number | 145 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311700 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 145 A ST, LOWELL, MA 01851-4116 |
| Owner Type | Company |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Sep 5, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Nov 13, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2012 · Amount on Record |
| Deed Sale | Oct 31, 2012 · Amount on Record |
| Prior Sale | Sep 16, 2008 · Amount on Record |
| Deed Book / Page | 26591 / 22 |
| Last Transfer Date | Sep 5, 2025 |
| Transfer Doc | 039500-251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 145 A ST, LOWELL, MA 01851-4116 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00037635-1 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 37635/1 |
| Instrument | 1594 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 5, 2025 |
| Property Address | 145 A ST, LOWELL, MA 01851-4116 |
| Document Number | 039500-251 |
| Book / Page | 39500 / 251 |
| Instrument Date | Sep 5, 2025 |
| Instrument | 27999 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 145 A ST, LOWELL, MA 01851-4116 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 145 A ST, LOWELL, MA 01851-4116 |
| Document Number | 33579-178 |
| Instrument Date | Nov 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 145 A ST LOWELL MA 018514116, LOWELL, MA 01851-4116 |
| Document Number | 33579-178 |
|---|---|
| Date | Nov 21, 2019 |
| Book Page | 033579/000178 |
| Instrument | 51800 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,635.00 (+3.79%) | $496,500 (+4.99%) Land $160,200 Building $336,300 | $520,258 (+4.37%) |
| 2025 | $5,429.00 (+7.98%) | $472,900 (+12.01%) Land $149,700 Building $323,200 | $498,465 (+1.1%) |
| 2024 | $5,028.00 (+1.49%) | $422,200 (+5.84%) Land $134,700 Building $287,500 | $493,050 |
| 2023 | $4,954.00 | $398,900 Land $117,100 Building $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,002 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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