145 2nd St SE, Harmony, MN 55939 Property Records

Fillmore County property record for 145 2nd St SE, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,651 sqft · built 1897
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,394 (2026)
Deeds & Mortgages	Sep 2010 Mortgage Oct 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.0296.000`

Property Details

APN / Parcel Number

Primary APN	`15.0296.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,651 sqft Heated Area
Gross Area	1,516 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	145 2ND ST SE
City	HARMONY
State	MN
Zip	55939-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LARSONS THIRD ADDITION LOT-1-2 BLOCK-002 N45 FT OF LOT 2 & ALL OF LOT 1 BLK 2 LARSONS THIRD ADDITION
Legal Subdivision	LARSONS THIRD ADDITION
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3047
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	145 2ND ST SE, HARMONY, MN 55939-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2010	Deed of Trust, Mortgage · USDA Mortgage USDA
Oct 26, 2006	Deed of Trust, Mortgage · USDA Mortgage USDA
May 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	145 2ND ST SE, HARMONY, MN 55939-7700
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000380244
Date	Sep 13, 2010
Instrument	380244

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 26, 2039

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	145 2ND ST SE, HARMONY, MN 55939-7700
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000355549
Date	Oct 26, 2006
Instrument	355549

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Oct 26, 2039

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	145 2ND ST SE, HARMONY, MN 55939-7700
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000438075
Date	May 4, 2022
Instrument	438075

Lender

Name	AMERICAN FINANCING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,394.00 (+39.67%) Homeowner's exemption	$187,200 (-7.56%) Land $25,200 Building $162,000	$187,200 (-7.56%) Land $25,200 Building $162,000
2025		$202,500 (+24.69%) Land $25,200 Building $177,300	$202,500 (+24.69%) Land $25,200 Building $177,300
2023		$162,400 Land $13,200 Building $149,200	$162,400 Land $13,200 Building $149,200
2020	$1,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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