145 16th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 145 16th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 926 sqft · built 1961
Lot Size	0.065 acres (2,825 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2017)
Tax Bill	$6,973 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-240-011-2`

Property Details

APN / Parcel Number

Primary APN	`540-240-011-2`
Alternative APN	`540-240-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	2,825 sqft (0.065 acres)
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	145 16TH ST
City	RICHMOND
State	CA
Zip	94801-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CITY OF RICHMOND 15 71
Legal Subdivision	RICHMOND
Legal Block	71
Legal Lot Number	15
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	377000

Owner

145 16th St is owned and occupied by two individuals who bought it in October 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	145 16TH ST, RICHMOND, CA 94801-3607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 11, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 14, 2017	Grant Deed, Transfer ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2017 · Amount on File
Deed Sale	Oct 11, 2017 · Amount on File
Prior Sale	Feb 14, 2017 · Amount on File
Deed Document Number	2017186090
Prior Transfer Date	Feb 15, 1996
Prior Transfer Doc	0000027596
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	145 16TH ST, RICHMOND, CA 94801-3607
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 16TH ST, RICHMOND, CA 94801-3607

Mortgage

Document Number	0000302143
Date	Oct 28, 2021
Instrument	2021-302143

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 11, 2017
Property Address	145 16TH ST, RICHMOND, CA 94801-3607
Document Number	0000186090
Map Reference	VOL D PG74
Instrument Date	Oct 4, 2017
Instrument	2017-186090
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMER TITLE CO CONCORD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	145 16TH ST, RICHMOND, CA 94801-3607

Mortgage

Document Number	0000186091
Date	Oct 11, 2017
Instrument	2017-186091

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 14, 2017
Property Address	145 16TH ST, RICHMOND, CA 94801-3607
Document Number	0000028414
Instrument Date	Feb 8, 2017
Instrument	28414
Transaction Type	Transfer
Record Updated	Feb 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$97.90
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 16TH ST RICHMOND CA 948013607, RICHMOND, CA 94801-3607

Mortgage

Document Number	28415
Date	Feb 14, 2017
Instrument	28415

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92128

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 145 16th St was $6,973 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$400,395 (+2%) Land $305,696 Building $94,699
2025	$6,973.00 Homeowner's exemption	$392,545 Land $299,702 Building $92,843
2023	$6,740.00 (+2.01%) Homeowner's exemption	$377,304 Land $288,065 Building $89,239
2022	$6,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 145 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 145 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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