Hernando County property record for 14497 Switch Back Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,384 sqft · built 2014 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $13,200 (Sep 2013) |
| Tax Bill | $2,887 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R03-223-18-2400-0000-0640 |
| Primary APN | R03-223-18-2400-0000-0640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 3,275 sqft |
| 1st Floor Area | 2,384 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 675 sqft |
| Deck Area | 306 sqft |
| Patio Area | 306 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00858904 |
|---|---|
| Street Address | 14497 SWITCH BACK RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-8629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO HIGHLANDS E320 FT OF LOT 64 ORB 1748 PGS 1818 & 1820 ORB 1867 PG 1348 AKA PAR 1 IN CLASS D SUB AS APPROVED BY PLANNING DEPT (S-04-060) |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 03 |
| Legal Subdivision | HERNANDO HIGHLANDS UNREC |
| Legal Lot Number | 64 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40909 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14497 SWITCH BACK RD, SPRING HILL, FL 34609-8629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2013 · Amount on Record |
| Deed Sale | Sep 20, 2013 · Amount on Record |
| Prior Sale | Aug 31, 2004 · Amount on Record |
| Deed Document Number | 201353798 |
| Deed Book / Page | 3040 / 1475 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 14497 SWITCH BACK RD, SPRING HILL, FL 34609-8629 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2021 |
| Title Company | ALL PERFORMANCE TITLE LLC, ALL PERFORMANCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 14497 SWITCH BACK RD, BROOKSVILLE, FL 34609-8629 |
| Document Number | 0039921181 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 3992/1181 |
| Instrument | 2021032582 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,887.00 (+20.29%) Homeowner's exemption | $209,456 (+5.99%) | $553,188 (+2.29%) Land $99,360 Building $453,828 |
| 2023 | $197,624 Land $197,624 | ||
| 2022 | $2,400.00 | $540,790 Land $77,040 Building $463,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 5 (2012–2017) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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